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New Diary, New Start-mortgage be gone

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  • jwil
    jwil Posts: 22,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds very hectic! Good luck with it all :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    jwil wrote: »
    Sounds very hectic! Good luck with it all :)

    Thanks jwil. It is rather mad just now.
    This morning I sorted through 6 large boxes as I had 'lost' something critical to uploading photos. I asked DD2 to check the drawer again-she had looked yesterday and said it wasn't there...guess what? Yes, it was in the drawer all along and not lost at all.
    On the upside I have sorted out 6 boxes. :)
    Busy sorting more stuff out now. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 22,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    tattycath wrote: »
    Thanks jwil. It is rather mad just now.
    This morning I sorted through 6 large boxes as I had 'lost' something critical to uploading photos. I asked DD2 to check the drawer again-she had looked yesterday and said it wasn't there...guess what? Yes, it was in the drawer all along and not lost at all.
    On the upside I have sorted out 6 boxes. :)
    Busy sorting more stuff out now. :)

    That's so annoying when that happens, it happens here all the time!

    Well done on sorting stuff out though :)
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    tattycath wrote: »
    Right, new month and I need to get some stuff done. So it's target setting time.
    To do:
    1) Paperwork-I think I have about 4 hours worth-maybe 6, it depends how long it takes me to get my head around it. paperwork is in hand. :)
    2) declutter-either make £200 or get rid of 50 items, whichever happens first, that's my interim target. I'm trying to compensate for the unexpected expense of last month. So ideally I need to make £500+ only achieved a tenner :(
    3) use cash back sites more yep, I have been doing this
    4) kon Marie loads of stuff-at least 100 items need to go-i won't be individually listing them all on here though, too time consuming when I need to do loads of other stuff failed miserably
    5) achieve 10 no spend days completely lost track but probably failed
    6) cut the grocery bill, I haven't done the final tally yet, but I know I failed miserably last month and I need to do much better
    That'll do for now. Best get on with it,:)
    yep, I think I have managed to cut the grocery bill :)
    ok, so over all, last month was an epic fail to be fair.
    Unfortunately, real life got in the way somewhat, it isn't good times in the tattycath household at the moment. :(
    I'm hoping to try and get myself back in the game this month. I will set some new targets and make a concerted effort to achieve my objectives.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • greent
    greent Posts: 10,783 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Don't beat yourself up, though, Cath - life throws things in the way at times, and this is a long trip x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    New targets for this month:
    7 no spend days
    Save £400
    Sell some stuff and make some Money £200 target
    Kon Marie 70 items.
    That will do to be going on with.
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    greent wrote: »
    Don't beat yourself up, though, Cath - life throws things in the way at times, and this is a long trip x

    Thanks greent. :) x
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • jwil
    jwil Posts: 22,000 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Last month wasn't an epic fail if you are dealing with other stuff. Good luck for this month's targets. Don't put unnecessary pressure on yourself though xx
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • hi i saw you want excel on your tablet - try kingsoft its free for tablet and phone.
  • chumpy45
    chumpy45 Posts: 495 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Hi, just been reading through your diary. You have achieved so much and I love all the challenges you set yourself. Am going to try some of those myself! You certainly shouldn't beat yourself up - you are an inspiration :)
    Starting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.00
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