New Diary, New Start-mortgage be gone

tattycath

Just made my final mortgage overpayment for this year.
Looking forward to getting back into a routine and getting my 2016 plan of action sorted.

brizzledfw

Hello! :wave:

Sounds good..look forward to reading them

Happy New Year

jwil

Well done on the overpayment!

Happy new year, hoping 2016 is a bit calmer for you xx

tattycath

Happy new year everyone.
I need to get back on track with this and will be setting myself some new targets soon.

A_Frayed_Knot

Happy New Year and I guess your out celebrating;)

:dance::dance::bdaycake::bdaycake::dance::dance:


oops, sorry, was it a secret _party__party_:silenced:_party__party_

tattycath

A_Frayed_Knot wrote: »

Happy New Year and I guess your out celebrating;)

:dance::dance::bdaycake::bdaycake::dance::dance:


oops, sorry, was it a secret _party__party_:silenced:_party__party_

Lol. Thank you
No, it's not a secret. Yes we've been out celebrating. :j
Happy new year to you too.

Ellidee

Happy Birthday tc ! Hope you've had a lovely day - you deserve it . Xxxx

tattycath

Well, this year hasn't got off to a good start to be honest, both personally and financially.
Thank goodness I managed to have some kind of EF. Not quite enough for what I need but at least I haven't got much to find to pay for the emergency expenditure.
As a result of all the stuff I need to deal with this month, I intend to play catchup with my targets, goals and ambitions for this year, in February.
I can say that to start with, I intend to build up my EF again.
I also need to save regularly and pay off at least 5k of the mortgage.
I need to get rid of loads of stuff and try and make some extra money from down sizing my collections etc, this year.

peaceandfreedom

tattycath wrote: »

Well, this year hasn't got off to a good start to be honest, both personally and financially.
Thank goodness I managed to have some kind of EF. Not quite enough for what I need but at least I haven't got much to find to pay for the emergency expenditure.
As a result of all the stuff I need to deal with this month, I intend to play catchup with my targets, goals and ambitions for this year, in February.
I can say that to start with, I intend to build up my EF again.
I also need to save regularly and pay off at least 5k of the mortgage.
I need to get rid of loads of stuff and try and make some extra money from down sizing my collections etc, this year.

Sorry to hear things have not got off to a good start, Tattycath .

It just shows how important it is to build up an emergency fund, well done for doing it :beer:.

Looking forward to hearing about your targets - remember to look after yourself and find time to switch off and relax, you have so much on your plate.

Big birthday was it :D_party_:wink::bdaycake: - many happy returns

tattycath

Going for a no spend day today.
Lots to do at home.
Need to think about having a good spring clean february/march and clearing out some junk and hopefully raising some much needed funds to accommodate my goals for this year.