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New Diary, New Start-mortgage be gone
Comments
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Stressing today. Feeling teary and stuff. Can't seem to shake it off today.
Need to be strong.
Just got to try and throw myself into my work or something.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Ohh cath
Ya try keep busy always helps me
pay a tilly tiddy off the mortgage will cheer you up a wee bit :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Luckyinlife wrote: »Ohh cath
Ya try keep busy always helps me
pay a tilly tiddy off the mortgage will cheer you up a wee bit :]
I'm hoping to be able to hit my EF tomorrow!GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Hi, that's for stopping by.
:wave:
Are you familiar with Tilly tidies? Tilly has a diary on the mortgage free wannabe board and we all stole her idea. Lol if ( for example) you have £437.22 I your current account, you move the oddments into savings. This would mean you've saved an extra 22p and Tilly tidied your current account. If I an afford it, I would move the £7.22 into savings and I call this a Tilly tidy deluxe!
Tilly explains it much better than I do. It's a great way of inching your savings up with little effort.
I checked and I haven't been given the offer for listings.never mind, I will get some more up anyway. Thanks for the heads up though, I will keep checking.
I have heard of Tilly Tidies but not came across the explanation in Tilly's diary yet. I took it to mean; tidy your bank accounts and o/p your mortgage, and to actually tidy down the mortgage account, say I had 136.648.00 balance on mortgage, then I would "tidy" £149.00 making new balance 136,499 - (I always try to make it £1 less than the £500) this was just my take on it, but you have put me to rights, thanks.:)
As for the bay offer, they don't seem to email/announce the new offers, its normally just at the bottom of the page where you see your 20 free listings for the month.;)Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
A_Frayed_Knot wrote: »I have heard of Tilly Tidies but not came across the explanation in Tilly's diary yet. I took it to mean; tidy your bank accounts and o/p your mortgage, and to actually tidy down the mortgage account, say I had 136.648.00 balance on mortgage, then I would "tidy" £149.00 making new balance 136,499 - (I always try to make it £1 less than the £500) this was just my take on it, but you have put me to rights, thanks.:)
As for the bay offer, they don't seem to email/announce the new offers, its normally just at the bottom of the page where you see your 20 free listings for the month.;)
Yes, Tilly does explain Tilly tidies better than me, but at least you're on the right track now.
Yes, I keep checking the bay and the bottom of my listing 'entitlements' but still nothing as yet.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Well, I've done it! I've broken the 2k barrier! :j :j :j
So now my next target is 4k. I need to update my signature.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
YAY!! :T:T:T:beer::beer::j:DMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Well, I've done it! I've broken the 2k barrier! :j :j :j
So now my next target is 4k. I need to update my signature.
Woop woop well done cath :] youll smash that 4k you watch :] :beer:Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
brizzledfw wrote: »YAY!! :T:T:T:beer::beer::j:DLuckyinlife wrote: »Woop woop well done cath :] youll smash that 4k you watch :] :beer:
Thank you both.
Exciting times! :j :j
Lots of number crunching to do...unfortunately, lots of expense too.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Yes, Tilly does explain Tilly tidies better than me, but at least you're on the right track now.
Yes, I keep checking the bay and the bottom of my listing 'entitlements' but still nothing as yet.
Have still to come across in Tilly's Diary but will keep reading....
Got another free 100 listings today - this time by e-mail:)
Great news on your ef :j- go for it, you'll soon meet your new target.Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190
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