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New Diary, New Start-mortgage be gone

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Comments

  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Been so busy today! I have got loads done though! :j
    Just got to pack some stuff away now and cook tea. :)
    Tomorrow...another mad day of getting loads done!v:)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Another no spend day yesterday! 4/19 so far this month. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Well done on the NSDs TC - you're really ticking them off this month!!

    I've given up on NSDs mainly because my new venture of saving money on groceries by not buying bulk, but rather buying what I need as I need it, doesn't fit in with it. I'm now visiting the supermarket nearly every day but I'm only buying small amounts so I don't throw as much away (I never run out on use by dates) and it's saved me over 50% on my grocery bill.

    T:)
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Thistlewhistle wrote: »
    Well done on the NSDs TC - you're really ticking them off this month!!

    I've given up on NSDs mainly because my new venture of saving money on groceries by not buying bulk, but rather buying what I need as I need it, doesn't fit in with it. I'm now visiting the supermarket nearly every day but I'm only buying small amounts so I don't throw as much away (I never run out on use by dates) and it's saved me over 50% on my grocery bill.

    T:)

    Thanks.
    Wow, that's brilliant on the grocery spends Thistle. Well done. :j
    I've been catching up on the eat well for less series. I found it thought provoking and I've come to the conclusion I have far too much in my store cupboards.so I'm going to try and get them down to a more sensible level-so that I at least know what's in there. :)
    I'm hoping for more no spend days next month. Ideally I would like at least 10 a month. that's He target anyway. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    edited 19 September 2015 at 3:24PM
    tattycath wrote: »
    Thanks.
    Wow, that's brilliant on the grocery spends Thistle. Well done. :j
    I've been catching up on the eat well for less series. I found it thought provoking and I've come to the conclusion I have far too much in my store cupboards.so I'm going to try and get them down to a more sensible level-so that I at least know what's in there. :)
    I'm hoping for more no spend days next month. Ideally I would like at least 10 a month. that's He target anyway. :)

    Hi TC

    I've been enjoying Eat Well for Less too. Can't decide whether I tune in because it's a useful programme or to feast my eyes on Chris Bavin!!!:naughty:

    Ahem!

    I love the bit when the family say they don't like a product and it turns out to be the product they always buy! Proof that we buy what we always do / because the packet is nice, not because the product is any good. The savings they make are awesome.

    T:rotfl:
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Thistlewhistle wrote: »
    Hi TC

    I've been enjoying Eat Well for Less too. Can't decide whether I tune in because it's a useful programme or to feast my eyes on Chris Bavin!!!:naughty:

    Ahem!

    I love the bit when the family say they don't like a product and it turns out to be the product they always buy! Proof that we buy what we always do / because the packet is nice, not because the product is any good. The savings they make are awesome.

    T:rotfl:

    Lol! Behave! :rotfl:
    Yes, I like the bit where they don't like the product that hasn't been changed too. Yes, the savings are very impressive. The one I watched this morning was a family who spent over £300 a week! :eek: and there were only 4 of them. How can people spend that much!
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hi TC! Found your new diary!

    Hope you had a good weekend and got that paperwork done ;)

    Brizzle x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    brizzledfw wrote: »
    Hi TC! Found your new diary!

    Hope you had a good weekend and got that paperwork done ;)

    Brizzle x

    Hi Brizzle. I had a very hectic weekend and...got no paperwork done! :o
    It's been a mad couple of weeks and I'm going to get some paperwork done today-somehow. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    Been doing paperwork for a couple of hours this morning.
    Just having a break. :)
    GE 36 *MFD may 2043
    MFIT-T5 #60 £136,850.30
    Mortgage overpayments 2019 - £285.96
    2020 Jan-£40-feb-£18.28.march-£25
    Christmas savings card 2020 £20/£100
    Emergency savings £100/£500
    12/3/17 175lb - 06/11/2019 152lb
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Well done!

    Am hoping to finish mine over weekend...fingers crossed
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
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