New Diary, New Start-mortgage be gone

Luckyinlife

tattycath wrote: »

Despite blowing the grocery budget I have still managed to put more to savings and now have £1,000/£2,000 in the emergency fund! :T:j

Well done cath is 2k the target for the ef ? I know haveing an EF really has changed my mind to how i live my life knowing you have what you need leaves you open to op but stuff if you want it ect without worrying about ohh can i really afford it

tattycath

Luckyinlife wrote: »

Well done cath is 2k the target for the ef ? I know haveing an EF really has changed my mind to how i live my life knowing you have what you need leaves you open to op but stuff if you want it ect without worrying about ohh can i really afford it

Hi Lil, yes the 2k target is for the EF. 2k is my initial target,.
Ideally I would like to get it up to at least 5k. Baby steps though. I'm optimistic I will achieve 5k by end of 2015-fingers crossed.

Luckyinlife

Ya thats it just do what you can when you can is all we can do :]

Hope you hit your target cath you will feel much better once there is an amount of money there specifically for them rainy days

jwil

Wow, well done on hitting 1k :T :T

tattycath

Luckyinlife wrote: »

Ya thats it just do what you can when you can is all we can do :]

Hope you hit your target cath you will feel much better once there is an amount of money there specifically for them rainy days

jwil wrote: »

Wow, well done on hitting 1k :T :T

Thank you both.
I know I will feel much better once I have a decent amount in the emergency pot.

peaceandfreedom

tattycath wrote: »

Thank you both.
I know I will feel much better once I have a decent amount in the emergency pot.

Well done, TC, I am very slowly building up an emergency pot, it's only at a meagre £300 at the moment. I have savings pots for other things as well - future spending that I am saving for in a proper budgety sort of way. I am going to go for a £1K emergency pot for now, until I have paid off the credit card debt, as it seems wrong to have CC debt when there is a stash of cash sitting around looking pretty .

You are doing really well, I admire your determination with the food budget :T.

tattycath

peaceandfreedom wrote: »

Well done, TC, I am very slowly building up an emergency pot, it's only at a meagre £300 at the moment. I have savings pots for other things as well - future spending that I am saving for in a proper budgety sort of way. I am going to go for a £1K emergency pot for now, until I have paid off the credit card debt, as it seems wrong to have CC debt when there is a stash of cash sitting around looking pretty .

You are doing really well, I admire your determination with the food budget :T.

Well done. I think getting some savings together is so important.
Thank you p&f For your continued support.

tattycath

I finally managed a no spend day!
:T :j :T

tattycath

Been to cs this morning but managed not to buy anything. :j
Sorted out prescription charges last night. Direct debit set up.
It's so cold this morning. Heating is on.
Got lots to do today.
I need to photograph and list more on the bay.
The laundry basket is full- so I need to do some washing too.
Off to write a to do list.

tattycath

Ok, I have a small issue..but it's big to me.
My freezer has a couple of drawers and 4 shelves. My problem is that because the shelves are open shelves with no drawers or anything. This means it has to be strategically filled so that nothing falls out-this is great until I need to get something out of the freezer...I am at a loss as to how to solve the problem. If anyone has any suggestions they will be gratefully received. Many thanks in advance.