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My so called friend MR DEBT only has 36 months left to live
Comments
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Woohoo!! Go 12 month!!!
Did you download that app I told you about too for another free £5? Mines gone back into my account today so it's definitely okay.
What's your Emergency Fund amount that you're aiming for? And sounds like a daft question but what constitutes as an emergency to use the emergency fund? If that makes sense.0 -
Hi Pops
I'm aiming for £1000 I don't really know what its for :rotfl: Many people on here swear by it and it saves having to use CCs for anything at all. I hope I don't get an emergency because I don't want to dip into it.
There will be money there for car repairs,boiler repairs or anything that comes up unexpectedly.
I want to see how long it takes me to get to my target. I literally round down accounts more or less everyday and move the odd money into my EF. I've even moved 28p into it before. It is soon growing though.
Once I reach this target I am going to carry on tackling my CCs I am focussing on one at a time and am paying over the minimum on this card to get rid of it. Then on to the next and so on. I forgot about the app I will look at it now.
xSP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
PDBX 2017 #2 = £1,200/£12,000
''If you want the rainbow, you gotta put up with the rain''0 -
12_month_challenge wrote: »Hi Pops
I'm aiming for £1000 I don't really know what its for :rotfl: Many people on here swear by it and it saves having to use CCs for anything at all. I hope I don't get an emergency because I don't want to dip into it.
There will be money there for car repairs,boiler repairs or anything that comes up unexpectedly.
I want to see how long it takes me to get to my target. I literally round down accounts more or less everyday and move the odd money into my EF. I've even moved 28p into it before. It is soon growing though.
Once I reach this target I am going to carry on tackling my CCs I am focussing on one at a time and am paying over the minimum on this card to get rid of it. Then on to the next and so on. I forgot about the app I will look at it now.
x
Oh brill!! I might try that rounding down accounts trick! I'm thinking of whatever money I have left in my "spending" money account at the end of the month halving it and putting half into the EF fund and using half to pay off some debt0 -
That a great idea halving the money. I bet once you do this you will be so determined to keep going. :j:j
People on here work out their debt busting in different ways. You will find what works best for you.
As for the rounding down I learned that on here as well.
I'm stealing everyone's ideas. But I love reading how people have done it and its so inspiring.
xSP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
PDBX 2017 #2 = £1,200/£12,000
''If you want the rainbow, you gotta put up with the rain''0 -
I love all the ideas on this forum. This forum is seriously keeping me going through all the stress and upset.0
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Its what has kept me going also
Everyone is so kind and non judgemental. Thats what I need to motivate me.
XSP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
PDBX 2017 #2 = £1,200/£12,000
''If you want the rainbow, you gotta put up with the rain''0 -
Yay. Another sale on ebay £8.50. So far:j
If this carries on we will have nothing left in the house :rotfl:
Im never throwing anything away again
XSP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
PDBX 2017 #2 = £1,200/£12,000
''If you want the rainbow, you gotta put up with the rain''0 -
Well Ive been out nice and early today to post an ebay sale item and to buy some brown paper to send my other items when they sell.
Not if, when.
Even bought some xmas wrapping bits in the pound shop. I desperately want to be able to do Christmas with my own funds and not Mr Credit Cards
Lots of housework to do (again) waiting for everyone to go out shopping etc. Give me some peace and quiet so I can get on with it. Who knows I may come across something else to sell :rotfl:
Have a good weekend allSP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
PDBX 2017 #2 = £1,200/£12,000
''If you want the rainbow, you gotta put up with the rain''0 -
:rotfl::rotfl: at myself
Had two £2 coins in my purse this morning and had an idea that maybe I could save these also. Not that I get very many of them because I don't.
Anyway whilst out this morning I was waiting for my change in the shop and said to the assistant 'have you got any £2 coins' She said only one and kindly gave it to me in my change,
However upon checking when I returned home I discovered it is actually 1 Turkish Lira. :mad:
Lesson Learned. Maybe I am taking this money saving to a level higher than I can cope with
It did give me a smile to myself though.
Note to self even if the person seems friendly never trust anyone. oh and always check your change
xSP 9#531=£620/SP 10 # 531=?PDBX 2016 #2 = £16,766.67/£12,000
PDBX 2017 #2 = £1,200/£12,000
''If you want the rainbow, you gotta put up with the rain''0 -
Ha ha I love it that you suspect the shop assistant " Your vibe attracts your tribe":D
Debt neutral 27/03/17 from £40k:eek: in the hole 2012.
Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
RYSAW17 £1900 2016 £2,535.16 2015 £1027.200
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