possible loophole??

lindilou39

Graham_Devon wrote: »

I'm not basing it on ignorance. If your gonna say you would talk to your suppliers. Look at your balance and talk too them BEFORE they take the Direct Debit and then you wont be charged (so long as they agree and you have a good standing with them).

Or simply pay manually.

you personally need to take your head out of the sand and read what I am posting.

yellowmonkey

Graham_Devon wrote: »

Well if you can't remember what you have spent and are not 'anal' enough to look after yerself, I hope you have not reclaimed charges.

Surely there is nothing wrong in claiming unfair charges once. Your long and detailed posts on this subject seem to me that you do not have a problem with people who claim once. . Your problem seems to be people that reclaim more than once. You seem to be contradicting yourself here. What is the problem with people claiming once. I have claimed once (On hold because of the court case). I will not claim again as i have not incurred any charges since as i run my account to order now. There is nothing wrong in someone claiming against bank charges the once is there ??????

lindilou39

he,s not disputing that...but graham aswell as me has a point on someone claiming back charges then doing it again because they have allowed themselves to get back in the same position,

yellowmonkey

Forgot to say well done jo ray. This thread is in danger of being hijacked. I think your OH has a valid point :T

ym

lindilou39

I think we all have valid responses to any discussion monkey dont you? after all this is a discussion thread is it not or why post it in first place.

yellowmonkey

lindilou39 wrote: »

he,s not disputing that...but graham aswell as me has a point on someone claiming back charges then doing it again because they have allowed themselves to get back in the same position,

Hi. I think we should leave this debate to the many threads out there regarding the subject. Lets try to get back to jo rays original point. Forgive me i am not being rude but as this was a thread from the OP we should let it continue.

I know where to come for a debate on the above mentioned subject and i may pop in there to catch up with you all. Thanks

Speak soon

ym

yellowmonkey

lindilou39 wrote: »

I think we all have valid responses to any discussion monkey dont you?

Indeed i do and that is why i enjoy living in a democracy. Must go,I am being told to put the dinner on.!!!!!

ym

jo_ray

ok graham,point taken you pay your own stuff,but even you must admit the outgoings of 1 are atleast half the task of your average familys outgoings.

lindilou39

Your outgoings Jo are down to you...not the bank...if your outgoings are more than your incomings then you need to take a serious approach. I am no angel when it comes to charges, but I ages ago cancelled all direct debits where i could, I would rather forfeit £5 - 6 for not paying by DD than risk a £30 charge.

Graham_Devon

jo_ray wrote: »

ok graham,point taken you pay your own stuff,but even you must admit the outgoings of 1 are atleast half the task of your average familys outgoings.

No not really. I presume you pay all the same bills to run your household as I do, with maybe a couple more personal items. Your personal items are nothing to do with me and something you chose.

I'd say it's a lot easier. 2 people, 2 wages for one home.