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Credit report questions

24

Comments

  • Westminster
    Westminster Posts: 1,004 Forumite
    Part of the Furniture 500 Posts Savvy Shopper! Debt-free and Proud!
    Noddle is a bit unreliable.

    I was subscribed and then a couple of years ago, for no apparent reason (Well not one they can explain) I can no longer access my report from them.
  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I paid £2 for a statutory credit report from Experian but am still waiting for the pin number to arrive - after 13 days !!
    I have emailed them - this has also been ignored !!
  • Dobbibill
    Dobbibill Posts: 4,195 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    As suggested ClearScore is also free with data provided by Equifax.
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 5 September 2015 at 10:47AM
    Dobbibill wrote: »
    As suggested ClearScore is also free with data provided by Equifax.

    You are missing the point - Experian have taken my money and failed to supply me with the goods !!
    I know that it is only £2 but it is the principal - and also they are ignoring my requests for help ..
  • Why not use the free trial with Experian and cancel before the 30 days are up?
    Total Credit Used...=........£9,000 / £52,700
    Mortgage..............=........£138,000 , 20 Years left.
    :starmod:CC cashback for this year..=........£112.88 £205.81 banked in 2015
    :starmod:YNAB User & Mortgage Free Wannabe
    :starmod::A19/03/16
  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    uncreative wrote: »
    Why not use the free trial with Experian and cancel before the 30 days are up?

    Why should I trust a company who are unable to even provide a "paid for" service to accept a cancellation without trying to charge me ?
    Besides - I understand that a phone call is needed to cancel and I am unable to speak on the phone (speech disability)
  • Dobbibill
    Dobbibill Posts: 4,195 Ambassador
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    50Twuncle wrote: »
    Besides - I understand that a phone call is needed to cancel and I am unable to speak on the phone (speech disability)
    To close your CreditExpert membership you simply need to call our freephone cancellation number, 0800 561 0083 Monday to Friday 8am to 7pm or Saturday 8am to 4pm. We are closed on Sundays.
    You can also cancel your membership by writing to us. (August 2012, updated July 2015)

    Got this here, if that's any help http://www.experian.co.uk/consumer/questions/askjames300.html

    My DS cancelled his via email. It says you can do this as an exception in the first 14days of membership.
    I’m a Forum Ambassador and I support the Forum Team on the Budgeting & Bank Accounts, Credit Cards, Credit File & Ratings and Energy boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    If you can't be the best -
    Just be better than you were yesterday.
  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Dobbibill wrote: »
    Got this here, if that's any help http://www.experian.co.uk/consumer/questions/askjames300.html

    My DS cancelled his via email. It says you can do this as an exception in the
    first 14days of membership.

    OK Thanks - I may use this in future but now I have paid £2 and just want my statutory report
  • 50Twuncle
    50Twuncle Posts: 10,763 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I am assuming that the problem is with Royal Mail - but it is the responsibility of Experian to get the letter to me - the letter may have been mis-delivered....
    I hope that nobody knows my birth date, because the security of the contents depends on my birth date and a code contained in the letter !!
    NOT VERY SECURE IS IT - EXPERIAN ?
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    50Twuncle wrote: »
    NOT VERY SECURE IS IT - EXPERIAN ?

    How do know if you haven't seen the letter? Very doubtful that the letter would contain sufficient information for some one to simply view your account.
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