Motorbiker punched off my wing mirror deliberately - What can I do?

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DrRadar wrote: »

I just want to know best way to recover cost for my wing mirror.

Claim off your insurance, that's what you pay it for. They can pursue the biker to get their money back.

DrRadar

I was stopped in the road I had turned in waiting for a car to pass. Bikers pulls along side, smashed wing mirror off. I pull phone from hands free holder and quickly get a snap of him before he turns around and leaves. Car was stationary and my girl friend had got out at this point to see the damage.

DrRadar

Road was 30 mph. Saw biker through passenger window. Biker was going so fast he had actually ended up only on front tyre while breaking. The area is a residential area.

tykesi

DrRadar wrote: »

Road was 30 mph. Saw biker through passenger window. Biker was going so fast he had actually ended up only on front tyre while breaking. The area is a residential area.

Why do you keep making lots of random posts with snippets of information. There's a quote button you can use if you're replying to other's posts. Even better if you learn to multi-quote as what you're posting now just reads as nonsense.

DrRadar

• Location - Near South Wimbledon Tube
• Speed limit - 30 mph - Built up residential area
• Did I give verbal abuse? - Too shocked to say anything to biker
• "maybe it was wrong for the motorcyclist to retaliate on the OPs car , we are only hearing one side of the story ." Yes you are hearing one side. The biker will have his side. But after speaking with police is appears to key point is the criminal damage he purposely did afterwards.
• "still doubt very much if the motorcyclist would have turned off and followed the OP if it had been a minor incident" - I agree he wouldn't have done it if it was minor. It was very dangerous and he nearly crashed into me.
  

enfield_freddy wrote: »

I have not set myself up as prosecuting counsel , and regarding turning right without being certain that there are no oncoming vehicles , good question , do you pull flick a coin and then just pull across?


you are correct , the OP has not confirmed the location of the side road , or indeed returned to answer the question of what the speed limit was , although , being a skilled person and seeing a thin object coming towards him , he was quick enough to say he was speeding?


its one of the hardest things to work out , the speed of a oncoming vehicle (straight ahead) .


the OP was aggrieved that the motorcyclist STOPPED , turned down a side road , caught up with the OP to state he was not happy with the motorists road use , the OP has not said if he wound his window down , or even got out of the car , or indeed gave verbal's to the motorcyclist.


maybe it was wrong for the motorcyclist to retaliate on the OPs car , we are only hearing one side of the story .


maybe if the OP had said" I pulled across the path of an oncoming motorcyclist , causing him to lock up , and drove off , he followed me , I cowered in my car (on my phone) and he broke my door mirror"


two sides to a story , and I still doubt very much if the motorcyclist would have turned off and followed the OP if it had been a minor incident.

lisyloo

What's the odds of getting the money back for the costs of the repair?

Have you made a claim? (I read that you told your insurer but that's not the same thing).
Do you have fully comp insurance?

If you have fully comp and you've made a claim you're insurer will certainly fix it, that's what you pay for.

If you don't have fully comp, then do you have the optional legal cover?

How much is it to fix? Can you get it fixed "on the cheap"? Is that an option or not?

You could pursue the person directly, but I'm not 100% sure if I would do that personally with such an individual.

robbies_gal

get out of the way of bikes freddy-really?

where should we go then onto the pavment

IamNotAllowedToUseMyName

As I said before, with criminal damage you can go to the police. They are unlikely to take actual action if they can get a neighbourhood resolution - which is essentially getting the biker to pay for the damage and apologise with the threat of getting a criminal record for the damage if he doesn't cooperate.

You would still need to report it to your insurers - it is the sort of incident that if you neglect to tell them and somehow it gets back to them you have invalidated your insurance. However, it should not result in a claim if getting compensation via the police is successful.

I had a friend's son who unwisely tooted a car which forced him into the side of the road. After a chase and other nonsense, the guy punched the car and dented it. Police made him apologise and pay for the damage. No other action was taken and the police did have to have more than one go to get him to cough up.

ChumLee

dacouch wrote: »

Intentional acts are normally excluded but a small claim has a good chance of just being paid

Why should value matter and since when has motor insurance covered you for criminal offences such as damage?

ChumLee

IanMSpencer wrote: »

As I said before, with criminal damage you can go to the police. They are unlikely to take actual action if they can get a neighbourhood resolution - which is essentially getting the biker to pay for the damage and apologise with the threat of getting a criminal record for the damage if he doesn't cooperate.

You would still need to report it to your insurers - it is the sort of incident that if you neglect to tell them and somehow it gets back to them you have invalidated your insurance. However, it should not result in a claim if getting compensation via the police is successful.

I had a friend's son who unwisely tooted a car which forced him into the side of the road. After a chase and other nonsense, the guy punched the car and dented it. Police made him apologise and pay for the damage. No other action was taken and the police did have to have more than one go to get him to cough up.

So they'll record the crime, investigate it and deal with it in a way authorised by the Home Ofiice. They will also record that fact that the crime has been detected. So which part of that is not taking acutual action?