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smallholdingsister's strivings

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  • apple_muncher
    apple_muncher Posts: 15,243 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Hope you all get some good sleep...
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • earthgirl
    earthgirl Posts: 3,762 Forumite
    Mortgage-free Glee!
    How do you manage to do all that you do, which is totally amazing, WITH kids in tow..DEMANDING KIDS IN TOW?

    I am in awe!!

    Good luck for tomorrow xx
    15/5/12 Paid off Mortgage 1 (£220k) Bought Dream House:www: Dec 13 - Mortage 2 -£116,508. 15/7/18 Mortgage Free Again :j

    Progress not Perfection
  • QB_Wolf
    QB_Wolf Posts: 722 Forumite
    My wife feels rather guilty, but can't wait for the kids to go back to school.
    Start Date 16/09/2015
    Original amount outstanding = 225,000 Current amount outstanding =199,812
    Original LTV = 64% Current LTV = 49%
    Original Pay Off Date = Sep' 36 New Pay Off date = Sep' 36
    Original Dly Int = 17.17 New Dly Int = 17.17 Total OP = £1319.31
  • Aww thanks.
    I think the kids have a real genuine need to get back totheir friends...even DS at 4.
    Wishing everyone a happy day.

    apple I am sleeping like a log since I am alcohol free.
  • So glad to be back to routine, the kids were ready to be going back to school, I think the summer hols is too long.
    So proud of everyone doing alcohol free september, hope you can keep it up :)
    MFW 16 No 33
    2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
    Mortgage Free - Apr 2016 -DONE!:j
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sounds good, between sleeping well and active kids with friends :):):)
    2023: the year I get to buy a car
  • Hope the first day back goes well

    MCI x
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • edinburgher
    edinburgher Posts: 13,926 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Why no love for wall cavities?

    Do you remember that scene from Gone with the Wind where the Scarlett O'Hara is talking about how she'll never go hungry/leave Tara again (I forget which, been a while since we've watched it)?

    That's me when I talk about how I'll never live in a house *without* a cavity again. Sick of paying power companies for the sake of period charm :eek:
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Have a good day, smallholding. Wish I could say my son had a genuine want for school and friends, as the day is getting closer his attitude is getting worse.

    Ed, I do your point re. paying more but some things are worth it. To live somewhere with character is worth it to me, so is paying more to run a nice old car. I can appreciate it's not for everybody, though.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • I am not anti cavity walls (we have them here) but the Devon vernacular is cob and stone cottages which have no cavity. The stone is pretty thermally dense.

    Thanks for all the good wishes. I didn't wish for a drink until at least 1.25!
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