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Had a mortgage too long - it's going, going, gone!

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Comments

  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Ali-OK wrote: »
    Taking £37k cars out and DS having his own :eek:

    I thought the Mustang seemed very good value for money, Ali. :) My wife is having a Jaguar XE as her company car which costs around the same amount of money for 180bhp. Pity she's not allowed the Mustang. :(
    Ali-OK wrote: »
    I'm renaming you Money-Spending-Expert :rotfl: ;)

    Thank you for the compliment. :cool:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • A belated Happy Birthday Ali. Good choice on the tumble drier, the offer seems too good to refuse. Snap - i spent last night with my colouring book and pencils too. :)

    Have a good Monday.

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Thanks MG. Still haven't ordered the replacement TD though :o

    Had pretty much decided on £1,000 capital payment for April when the architect emails me...tech drawings should be ready to submit to Building Regs next week which means 1) architect bill, 2) fee for BR and 3) engineer bill are all on their way. Will have to revise.

    Weekly food shop in Ald! done tonight - £27.77

    Financials:
    Bank accounts checked - another bit of interest in - £2.74
    £20 in £2 coins ready to bank
    FPL & LP checked - 25 points added
    Inbox £s - up at £4
    Qmee - up at 63p

    Week bobbing along and aside extra milk at £1 yesterday, spends limited to DS for school stuff - £60 more towards school trip and £84 for next half term school transport.

    Hope everyone's having a good week.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Did you manage to resist the luxury eggs in @1di tonight ? I have my eye on one in particular:D kinda hoping they'll be sold out by the time I shop.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Missed them totally :rotfl: Maybe a good job :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • idzay
    idzay Posts: 13 Forumite
    Thank you very much.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Money has apparently entered my star sign - seems it's all going out rather than coming in though :rotfl:

    New council tax bill received and budget spreadsheets updated.

    Latest credit report update in from Noddle and checked

    Signed paperwork for increased pension contributions to different funds - starts next month

    Paid myself back expenses

    Treated DS and I to War of the Worlds tickets - £69 each down to £30 with a threatrelist email code - going to the matinee over Easter hols at the Dominion in London :j We'll make a day of it, get off peak train tickets and maybe get to one of the free museums as well.

    My version of overtime tomorrow - half a day on client site. Bonus :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Anavand
    Anavand Posts: 17 Forumite
    Hi Ali,
    I have been lurking for a while but am trying to be more actively involved on threads. I'm considering starting a diary in a while, but will see! We are currently saving a deposit for our first house but a large enough one that we can have a good loan to value to start with and get straight on with overpaying. I just wanted to say that I have followed your diary and find you an inspiration. You are so organised and meticulous and seem to have really clear goals set out for yourself. Thank you :-)
    Mortgage November 2016- 201000 :shocked: Mortgage April 2017- 185300 :T Mortgage May 2017- 182900
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Sounds like an excellent trip over the Easter holiday planned. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    edited 18 March 2016 at 11:24PM
    Thanks Anavand for your kind words and welcome to the boards :wave: Having a diary helps to keep focus and motivated I find - well worth starting one. You're making the best start possible as well - good luck with the deposit saving - have you got a target or timescale in mind?

    Alex - I told DS when he got home from school 'Awesome' he replied and 'must Skype xxxx from school to tell him'. It's gone down well and he's been playing the soundtrack at full volume all evening!

    Another P!necone survey done and £3 to the cause :)

    Ooh MSE Badger visited and gave me a 10 Year Anniversary badge..where have the years gone!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
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