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Had a mortgage too long - it's going, going, gone!

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  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    AFK - it comes in fits and starts on PC. 1 a month is what they claim to be average. Maybe you'll get a good run of them soon :)

    Alex, sorry to hear things aren't so good for you, but great plan for LittleK to go to your cousins for a few days, nothing to feel bad about there. :)

    Easter Egg hunt sounds alot of fun, just make sure the dog doesn't sniff them out first :D

    Our Easter plans are a bit of a mixed bag - I've found an office to take on (third time lucky!) and getting the keys this Thursday...so will try and move stuff in over the Easter weekend. Tuesday Ideal Home Show, Wednesday a bit of work I need to do, Thursday theatre and Friday off. DS is doing his own thing mostly now anyway :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Glad to hear you've found another office. :D

    My son will probably have a better time at my cousin's than with his miserable father over Easter. Wife only has Good Friday and Easter Monday off work. Hopefully she'll want to do the egg hunt.

    Noted re. dogs. Will likely have the hunt at my parents'.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Me too - glad I've waited though as think this one is just right :)

    Big difference between miserable and unwell - we know you mean the latter ;) Hang on in there and hopefully the black clouds will pass :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Been a busy few days. Sunday spent getting caught up at home and then back into the throws of work and preparing for year end.

    Tomato plant seedlings are coming through nicely :j Need to start potting those so splashed out £1.99 on pots last night. So excited..can see huge batches of sauce being made and frozen (subject to the plants growing/bearing fruit) as didn't think to only sow a few seeds rather than the whole packet :rotfl:

    On the financials:
    - bank accounts being checked
    - FPL and LP being checked
    - Another P!necone survey in and done tonight for £3
    - Inbox £s a bit neglected but plodding on and up at £4.52
    - Qmee still sat at 63p

    Only 7 sleeps to MOP day and I'm back to the plan of OPing the difference between old and new required amount so payment for £820 (£120 OP) is set up. Savings climbing back up nicely and the overall picture looking in good shape. :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    have a lovely Easter!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • I'm accepted - and have only received 1 :eek: this year :(
    You're doing better than me AFK, I've been with them for about 3 years now and they seem to have stopped sending me them. I haven't had any this year. :(

    MGx
    :jMortgage free 08.08.19 :j
    2018: £19410.25 / £9,300 2017: £7646.64 / £11,000 2016: 4557.98 / £11,000 2015: £10,230.37 / £11,000 2014 =£6703.26 / £11,000 2013 = £4288.51 / £8000 2012 = £1600/£5000 2011 = £2579/£3000
    MF date was Nov 2041 - mortgage neutral 23.07.18

  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Have a lovely Easter, :easter_ba
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Ali-OK wrote: »
    Only 7 sleeps to MOP day and I'm back to the plan of OPing the difference between old and new required amount so payment for £820 (£120 OP) is set up. Savings climbing back up nicely and the overall picture looking in good shape. :)

    This one has crept up on me! I've only just realised its 4 days to accounts day and it gave me a tinge of excitement!
    MFW: Was: £136,000.......Now: £47,736.58......
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi Ali, I've tried every way to be accepted by phone! I will not give up.

    Where are you up to with building works now? Its just a shame that progressing with things incurs big bills!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Happy (Belated) Easter :easter_ba

    Not enough hours in the day recently, I over-committed myself with delivering work last week which meant a couple of long days, but all done in the end.

    Food shop was Thursday night with a spend of £27.94.

    Got the keys to my new office :j DIY mate and I have been busy getting that ready and set up - will finish that off tomorrow.

    MOP day is 29th due to Easter Monday and I've not finalised my capital payment due to business expenses affecting how much I'll pay myself this month. Must decide tomorrow!

    Extension update - had the first detailed plans through from architect and immediately picked up a measurement issue which prompted me to physically check them. One is minor, one is major and affects the external finished alignment and will need to go back before Planning for a material amendment :mad: Wasn't obvious from PP plans but the external wall is not going to sit where she thought in relation to the ground floor (and particularly window positions) as she's increased the ground floor width somehow. Glad I've still got the plans I did in Excel and gave her originally as these have the correct measurements and she's made up her own it would seem!

    Quite annoyed as pretty sure I'll need new beam calcs too so can see some robust discussions taking place due to the potential cost implications.

    Having pain and balance problems due to the dodgy neck disc and subsequently my back and a visual migraine or two plus the ensuing sleep issues - can see me ending up at the GPs soon as nothing is helping it :(

    Hopefully get back on an even keel as the week pans out.

    Hope everyone's had a good Easter. :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
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