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Had a mortgage too long - it's going, going, gone!

19192949697122

Comments

  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Was a silver Mustang unlocked in the showroom, a red locked on the forecourt and a red demonstrator that was driven out...sounded really good.

    Mine is 2 years old now, it's flown by. Valet is a useful freebie, why not ask when yours is next in for service? (or do you do it yourself). I should clay bar, polish and seal this year really. :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Happy belated birthday, hope you had a nice day!

    Have a nice day pottering about, we are off to the garden centre I think to peruse some plants!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Happy belated birthday! :)
  • And from me and don't let Alex lead you astray.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Aww thanks, you're all so lovely :)

    :rotfl: at INOD. Thinking ahead with cars as DS will be 17 in 18 months. Ideally, he'll just use mine as and when needed once he's passed his test, but could need his own if he does A levels at the STEM college in an awkward to reach village rather than the one in town (his school finishes at 16 unfortunately).

    Turning into a lovely sunny day again here. Am tempted to follow DFOD's plan and head to the nursery to look at plants/seeds - salad leaves growing would go well with the tomatoes (if they surface :D). I've banked birthday cheques/money, keeping a little back for topping up the borders. Winter pansies are looking mostly good again, so will leave those for a while longer.

    Done quite a few housey jobs, just the cleaning left to do. DS's friend is here and only staying until 4pm but they're self sufficient except for lunch!

    Nothing happening financially except pence added to Inbox £s and 25 points picked up with LuckyPhone. A provisional £965 capital payment pencilled in too - dropping me into £108, but I will review that depending on extension progress/invoices.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • lippy1923
    lippy1923 Posts: 1,374 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Happy belated birthday!
    Total Mortgage OP £61,000
    Outstanding Mortgage £27,971
    Emergency Fund £62,100
    I AM NOW MORTGAGE NEUTRAL!!!! <<Sep-20>>

  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Thanks Lippy :) Belated gift of a colouring book and pens for grown ups received today :D...guess what I spent 2 hours doing this afternoon! Trip to plant nursery didn't happen.

    Increased council tax advertised in local paper today - mine is now a whopping £2,005.42 before the single adult discount (£1504 after). £150 over 10 months or £125 over 12 - latter is what I'm on - up £5 a month :( . Going to be paying full whack once DS is out of education too :eek:

    Am revisiting the fire risk tumble dryer replacement option too, having decided against it previously, think it might be a wise move. Plus they've added the bigger and more energy efficient condenser one for £99.

    Weekend has whizzed by.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Ali-OK wrote: »
    Was a silver Mustang unlocked in the showroom, a red locked on the forecourt and a red demonstrator that was driven out...sounded really good.

    Mine is 2 years old now, it's flown by. Valet is a useful freebie, why not ask when yours is next in for service? (or do you do it yourself). I should clay bar, polish and seal this year really. :)

    Certainly a very tempting purchase. :) Did you get to take the demonstrator out?

    Defender won't need a service until the end of the year but I won't be servicing it myself, I've got a 3 (or 5, can't remember :o) year service plan.
    And from me and don't let Alex lead you astray.

    Me? Lead someone astray? Never. ;) :rotfl:
    Ali-OK wrote: »
    Aww thanks, you're all so lovely :)

    :rotfl: at INOD. Thinking ahead with cars as DS will be 17 in 18 months. Ideally, he'll just use mine as and when needed once he's passed his test, but could need his own if he does A levels at the STEM college in an awkward to reach village rather than the one in town (his school finishes at 16 unfortunately).

    Turning into a lovely sunny day again here. Am tempted to follow DFOD's plan and head to the nursery to look at plants/seeds - salad leaves growing would go well with the tomatoes (if they surface :D). I've banked birthday cheques/money, keeping a little back for topping up the borders. Winter pansies are looking mostly good again, so will leave those for a while longer.

    Done quite a few housey jobs, just the cleaning left to do. DS's friend is here and only staying until 4pm but they're self sufficient except for lunch!

    Nothing happening financially except pence added to Inbox £s and 25 points picked up with LuckyPhone. A provisional £965 capital payment pencilled in too - dropping me into £108, but I will review that depending on extension progress/invoices.

    Don't share your car with your son! Half the fun of a first car is it being your own transport and learning how to fix it! :D

    Have you taken him driving yet? I do look forward to when my son gets old enough to drive LRs around fields. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Ali-OK wrote: »
    :) Belated gift of a colouring book and pens for grown ups received today :D...guess what I spent 2 hours doing this afternoon! :eek:


    Lovely gift.

    I also received the same at Christmas time - my friend thought it may reduce my stress levels :rotfl: (an old schoolfriend who actually works in the same place as me - so knows the amount of stress I was under :)) and know what, it works :)
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Lovely gift.

    I also received the same at Christmas time - my friend thought it may reduce my stress levels :rotfl: (an old schoolfriend who actually works in the same place as me - so knows the amount of stress I was under :)) and know what, it works :)

    It does...and added a new procrastination of picking a colour :rotfl:
    AlexLK wrote: »
    Certainly a very tempting purchase. :) Did you get to take the demonstrator out?

    Defender won't need a service until the end of the year but I won't be servicing it myself, I've got a 3 (or 5, can't remember :o) year service plan.



    Me? Lead someone astray? Never. ;) :rotfl:



    Don't share your car with your son! Half the fun of a first car is it being your own transport and learning how to fix it! :D

    Have you taken him driving yet? I do look forward to when my son gets old enough to drive LRs around fields. :)

    Taking £37k cars out and DS having his own :eek: I'm renaming you Money-Spending-Expert :rotfl: ;)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
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