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Had a mortgage too long - it's going, going, gone!
Comments
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What a lovely thing to do when you helped the gentleman. Our elderly population are often vulnerable yet proud so I am glad he accepted your help.
I look at gardening stuff every year wondering if I will improve on the year before! We have just one raised bed but the one I gave to my mum remains unused so may retrieve it.
Thanks Cath, I think he was shaken up with some skin off his hands (possibly his knees too) and when he got up the first time, he promptly fell againHe was grateful that I'd stopped to help and I'm glad he let me take him home.
The extra raised bed sounds good. What will you grow in it? I think I might try some strawberries in hanging bags this year. That'd be a 100% improvement for me!
debtfreeoneday wrote: »I am sooo glad I don't live near a @ldi then! My bank account wouldn't thank me1
:rotfl: Decided I've got enough 'stuff' without adding to it for now. Washed 8 pairs of gardening gloves as part of the sort out too...Mum always puts a cotton pair in my Christmas bag.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Theatre trip was really good and the boys enjoyed it - hope it helps them with their studies. Spends were £20 on lunch (friend got discount with her work card and we split the bill) and £4 on programme. No snacks/drinks as we stuffed ourselves at an International Buffet - eat all you can set price from about 8 countries!
I've decided on an £865 capital amount for the mortgage and that's set up to go Monday first thing.
Tomorrow the aim is to get housework done (at least a dust and hoover through) and then off to visit Mum for the afternoon.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
What did you see at the theatre?
Glad to hear you helped out, I would've done the same but know plenty of people that wouldn't, unfortunately.2018 totals:
Savings £11,200
Mortgage Overpayments £5,5000 -
Alex, we saw 'An Inspector Calls'.
Day has gone to plan - housework done and visited Mum. Dinner now on and DS's bags ready for tomorrow.
Inbox £s at £2.34
Qmee pot kicked off again with 11p
Monthly use and pay off CC has rolled over, full payment set up
Elec and gas readings taken, will submit those tonight
I feel ready for the new week, only because the mortgage payment goes out and figures can be updatedI might post those tonight as a busy work day tomorrow
Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Saw "An Inspector Calls" years ago with DH. It was our first trip away from the 4 DS's and a very welcome break. Glad you enjoyed it. Here we go again for another MFW month - you sound super organised alreadyStarting Mortgage 01.08.08 £171,209.24. [STRIKE]01.08.16 £42,418.93[/STRIKE]; [STRIKE]01.02.17 £36,584.00[/STRIKE]; [STRIKE]01.04.17 £34,694.7[/STRIKE]1 [STRIKE][STRIKE]09.06.17 £32,828.89 MFW Target date Sept 2017; :[/STRIKE][/STRIKE]) [STRIKE]06.08.18 £24,769.47[/STRIKE] [STRIKE]01.11.18 £23,825.00[/STRIKE] [STRIKE]22.01.19 £21,990.00[/STRIKE] [STRIKE][STRIKE]06.02.19 £21,200[/STRIKE][/STRIKE] [STRIKE]03.03.19 £19,862.93[/STRIKE][STRIKE]01.05.19 £18,509.63[/STRIKE] [STRIKE]01.08.19 £16,750.00[/STRIKE] [STRIKE]01.10.19 £15,400.00[/STRIKE] [STRIKE]01.11.19 £14,700.00[/STRIKE] 01.12.19 £13,956.00 01.02.20 £12,503.61 01.04.20 £10,999.000
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Thanks Chumpy and bet that was a good break indeed!
Think I'm organised until something jumps out at me from the To Do list or a casual 'By the way...' from DS as he heads towards the door needing something signed or money there and then!
Have just ordered an Am@zon gift card for the last of the March birthdays and 2 for £14 tickets with magazine for the Ideal Home Show :j Missed the freebie ones unfortunately, but looking forward to a day out.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Love the ideal home but it's such a big outlay with flights etc that if I make it once every ten years, I'm doing well.Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.0
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Once every 17 years here based on last visit in 1999! Can get away with off peak rail tickets by having a leisurely start to the day
and coming back after rush hour. Halves the cost. Packed lunches and bottles of water in the hardy rucksack and sorted
Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
Time for MOP figures before I run out of time (want to look at some work stuff before bed).
March 2016 - £865 wholly capital payment going in the morning, works out an OP of £177.63
Dec 13 - £133,444
Last month - £110,825
Now - £109,960
£23,484 paid off and it's Bye-Bye £110s and hello £100s
Part 1
Dec 13 - £27,345
Last month - £18,600
Now - £17,735
Part 2
Dec 13 - £106,099
Last month - £92,225
This month - £92,225
Interest figure will be known later in week, expecting it to be @ £237.39. It may be out by pennies!! :rotfl: New daily should be down by 6p at £7.81.
Happy with progress and a similar amount has gone into savings
Edit: Because I owe £5 less than I put!Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
YAY! So close to 5 digits.0
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