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Had a mortgage too long - it's going, going, gone!

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Comments

  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    You're still generous and I still wouldn't bother. ;)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    25p TT'd this morning = £4.97 in holding

    Sky has just gone back to full price of £25.75 - they're on my list to haggle a deal again.

    Gas comparisons - quotes show I could save £3 a month by moving but with a £30 exit fee (compared to none by staying)...much of a muchness so will hang on for the time being.

    Inbox £s - up at £1.50
    Qmee - still 89p and P!necone £6 in PP - will move both of those to current account today

    20p's in change bucket are up at £9, will check DS's change and see if any to swap!
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • We're the same with gas and electric. Have to wait a couple of months yet before we can switch again. I'm hoping ours will be timed with the usual June cost reductions!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    Our electric fix is up in May, so will have a look and see if dual or separate is cheaper this time and do them then.

    TT'd 89p this morning, total £5.86 in that pot.

    Another batch of soup made yesterday, keeping me going for lunches this week and using up some of the other veg too. Mostly eaten batch foods from the freezer for evening meals as well, so food shop is looking like another low spend.

    I've the re-arranged dental check up tonight, whilst DS is bringing a friend back from school and an extra for dinner.

    More garden prep done and started a garage sort out - will be moving the shelving units into the 'she-shed' soon. Patio brushed and ready for pressure washer action :D

    Financials:
    - bank account checked
    - FPL & LP checked
    - Inbox £s - up at £2.04 - aiming to add 50p per day, making it a 6 week turnaround for next payout.
    - Qmee - back to zero as cashed out the pot.

    I have done some work, honestly :o
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    It's a round £1 to the TT pot = total £6.86

    Dental check up cost me £30 last night :eek: The cost of private :mad:

    Some of DS's new account bumpf has arrived, just need the savings account card to be able to move his money for better interest.

    Month end = pay myself day :j Happy Friday :D
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • the she shed is sounding awesome!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    She-Shed plans on hold for today, as forgot we are at the local theatre this afternoon!! With lunch out first, could be quite a costly time :eek:

    TT'd 81p - pot at £7.67

    Ald! food shop done first thing - spend of £25.25, not before I'd helped an old gent up who fell over crossing the road infront of me whilst I was driving. Thankfully I was going pretty slow and able to stop. He is ok too, told me he was 84 and that his legs often give way :( He was going home from the paper shop, so gave him a lift and returned him to his wife, who promptly told him off for not taking his walking stick :rotfl:

    All the little jobs done around the house, the usual bins, dishwasher on, washing, washing up etc, so nearly ready for being picked up at midday.

    Must do electricity reading and submit by close of Monday.

    Spreadsheet fiddling like mad to make a decision on amount going to mortgage. That takes up more time than anything else :rotfl:

    Have a great weekend everyone :)
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • Ali-OK
    Ali-OK Posts: 4,073 Forumite
    Part of the Furniture Debt-free and Proud!
    the she shed is sounding awesome!

    Oh DFOD, Ald! have got all the garden growing stuff in...was so tempted I must admit - electric propogater, plastic greenhouse thing, seed trays...the works....I just wonder if I've got the time to commit to it and if I'd actually manage to get something to grow :rotfl:

    I did add a 79p sieve to my shopping, will help get rid of some of the larger stones I keep finding in our soil.
    Back on the DFW Wagon:

    CC - £3,300 on 0% til 04/2020
    CC - £4,500 on 0% til 02/2019
    Loan - £12,063.84 as at 4/1/18
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    What a lovely thing to do when you helped the gentleman. Our elderly population are often vulnerable yet proud so I am glad he accepted your help.

    I look at gardening stuff every year wondering if I will improve on the year before! We have just one raised bed but the one I gave to my mum remains unused so may retrieve it.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • I am sooo glad I don't live near a @ldi then! My bank account wouldn't thank me1
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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