📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I WILL get there!!

15681011203

Comments

  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Yum love Toad in the hole. Richmond sausages are on COS at the moment too but don't know if you can upload reciepts from that place.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi Bob, Sorry if I sound a bit stupid here but what is COS?

    I've made a small payment off of my MBNA card, but have also had a look at a shuffle and decided to try and do another BT from vanquis to MBNA - not a massive amount only £368 but it's £368 that I won't be paying interest on until next July and that will add up - especially with the vile interest rates on the vanquis card! I won't update sig until it's actually showing in the vanquis account, which I think took almost a week last time but at least it's submitted.
    NSD for me today, not leaving the house! leaned this morning and just had lunch out of the heron foods haul, now to change the bed and put a couple of loads of washing on and then chill time.

    Happy sunday everyone :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • COS = checkout smart - an app for getting cashback from your shopping :D
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Ooooh thanks CCL - I'm off to look into that now! :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Check out Shopitize as well :)
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thank you, I can see this being my new obsession, especially as COS accepts Heron Foods Receipts! Well, when I can get my camera phone working that is.... plan for this afternoon sorted!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    edited 24 August 2015 at 7:12PM
    I haven't been able to get COS to work on my phone, nothing shows up on my camera but it works in other apps so I'm going to try and figure it out later.

    I've made a small payment to MBNA this morning, but I'm keeping my fingers crossed that the BT goes through with no problems so I can really start making a dent in my vanquis card - the high interest on that one really plays on my mind at the moment.

    I've been terrible with a meal plan - haven't done one apart from Wednesday! I did meatballs last night which made enough for both of us and 3 lunches so at least that's a help. I'll sit down and do that tonight. Am planning a relaxing bubble bath (OH cleaned the bathroom yesterday and I have 3 full bottles of bubble bath that I didn't even know were lurking in the drawers!) and a few loads of washing. plus updating my spreadsheets - what a rock and roll lifestyle!

    I'm looking at ebay at the moment for the freezer and washing machine, I have to do something as at the moment am using housemates (he bought one after mine blew up) but as he's leaving shortly I need to get one sorted for us, I just really don't want to part with money now unless it's debt paying!

    Oh well. I think I need to start doing a to do list on here daily (I love my lists!) then I won't lose it - I always put bits of paper in my handbag and then can't find them again.

    1. Put some shoes on fleabay - The thought of this hurts me, but I must be brave!
    [STRIKE]2. Have a bubble bath[/STRIKE] DONE
    [STRIKE]3. Update spreadsheets[/STRIKE] DONE
    [STRIKE]4. Swagbucks surveys etc - almost at £10 and really want to get there so I can withdraw and pay it off a debt[/STRIKE] DONE - Still not at £10 but I'm getting there
    [STRIKE]5. Make a meal plan[/STRIKE] DONE
    6. Plan my batch cooking on Saturday (I want to get a weeks worth of homemade meals in the freezer for late work days or just can't be bothered to slave over the stove days, think I'll do a big lasagne and a big shepherds pie so they are easily portioned off, and then a curry - that should give enough in the freezer to pull out for last minute work lunches etc)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    kirtsypoos wrote: »
    Thank you, I can see this being my new obsession, especially as COS accepts Heron Foods Receipts! Well, when I can get my camera phone working that is.... plan for this afternoon sorted!

    Horray! That is good news.
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Hi Kirsty. Just caught up with your diary. Regarding the camera you need to go into your settings and find the app then turn the camera on. It took me a while to realise this as I just had a black screen.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi Tink!
    Thank you so much, it was driving me mad last night and I never thought to check the settings - I was on online chat with o2 for ages but they were no help either, you're a star!

    In other news, the BT looks like it's all been processed :) so I'm off to update my signature, the MBNA balance will look awful but at least that's 0% until June and the vanquis one should be paid off much sooner! Positive Mental Attitude!

    Small payment off MBNA to cover the transfer fee (more than offset by the interest saved on vanquis but I didn't want it on there anyway!)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.