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I WILL get there!!

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  • PositiveBalance
    PositiveBalance Posts: 1,268 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    :j CONGRATULATIONS Kirsty! :j

    I'm DELIGHTED for you and you totally deserve all the good things that are coming your way. You have worked sooo hard to get rid of a frankly not inconsiderable sum in a fairly short space of time and you have battled through some pretty nasty health issues to get the baby of your dreams as well. :)

    What's the plan for the remaining debt, again?! ;):D
    Debt: £11,640.02 paid in full! DFD: 30/06/20
    Starter Emergency Fund (#187): £1000/£1000
    3 month Emergency Fund (#45): £3300/£3300
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Thanks PB, I'm so happy I could burst!

    Haha, even on mat leave I plan on selling anything that isn't nailed down and throwing it at the car loan and mortgage alternately :rotfl: no rest for the wicked! I will be completely debt free at some point!!
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    awww amazing!! all your hard work paid off :D xxx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • reality_check
    reality_check Posts: 752 Forumite
    Sixth Anniversary 500 Posts
    Good things come to those who wait! You deserve everything that you have got and worked so hard for it. I know I dont know you but you seem such a lovely person and I am genuinely very happy for you! xxx
    Starting debt £18,675.63 :eek:
    Current debt: £5,000 (16/05/18)
  • WannabeFree
    WannabeFree Posts: 4,438 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Congratulations Kirsty :D

    So happy for you

    x
    “Once you hit rock bottom, that's where you perfectly stand; That's your chance of restarting, but restarting the way.”
  • sashybo
    sashybo Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    :j:j:j:T:T:T

    Well done Kirsty! :T You should be very proud of yourself. :T

    Not long until the wee one arrives, make sure you enjoy the chance to sleep. :D
    Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Congrats Kirsty you've done yourself proud well done xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,054 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Well deserved. I remember your first post with the worrying news about your health concerns and the debt impacting on your wish to have a baby. Since then you have bought your own house, twice and still managed to clear the debt and managed a trip to NZ all without incurring more debt.

    You are now in a great position going forward and can relax on your maternity leave without the worry of debt repayments etc.
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£162.90
    Save £12k in 2025 #1 £12000/£7000
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations, all your hard work has paid off :j
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • mary_hinge
    mary_hinge Posts: 1,585 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    :j:beer::j:beer: Well done on being Debt free! :beer::j:beer:
    Living in a superhero induced haze :A:A
    "You did good Kidda!" :D
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