My Journey To My Pot Of Gold

moneyonmymindsam

Hello Gorgeous , sorry to hear your not 100% yourself at the moment.


Well done for sticking to your dreams...fingers, toes and even eyes crossed that a buyer comes to the open Day


Keep it up - we will get there


Sam xx

MuffinTops

Thank you lovely ladies.

The thought of getting this house is actually giving me a good push to really want to get my health sorted, so it's feeling like a win win.

Rosa - you're so right. Anything with friends is good for the soul.

Jodles - what a panic. After no buyer for 2 years, suddenly it's all hands on deck. My mortgage advisor told me the same yesterday that there are still buyers out there who want to be in by Christmas. Makes me shudder to think of all that disruption.

Thank you Tink. It's lovely having you along on the journey too. I haven't said much about this in the real world so it's great I can come here.

We will definitely get there Sam. We're made of the right stuff

MTxx

MuffinTops

Today has been a tough but good day. I've worked 3 days in the office and it's been too much for me, but I did get lots done and have been productive so that's a bonus. I'm still at work, but that's because I need to wait for the trains to empty out a bit as I can't stand for long. It's still been a good day though.

Yesterday I had my meeting with the mortgage manager and she said that, based on my circumstances, I can borrow way more than I need and also that the mortgage application process should be quite a simple one based on how organised my finances are. Apparently this doesn't happen too often in her experience! But that's reassured me that the mortgage won't be too much of an issue.

I'm struggling to sleep at the moment with so many new home/life plans going around my head. They're all lovely thoughts though so I'm not complaining.

Work has been good although I do have a massive To Do list again! For now I'll go with it as they're letting me work from home when I need to without any fuss, and I feel valued too. I had a very interesting meeting with my main manager (the new one) and will hopefully have some news I can share with you all soon.

Finances are still a bit all over the place though, which isn't good for me. I'm still thinking of just paying everything off and getting much more organised, although maybe I'll wait and see what happens with this house. I have my open day on Saturday but will be putting an offer in on my new house on the Monday, no matter what!

I think I'll head home now, but not before these lovely ladies come out to say hello!

We're over the hump and onto the home straight! Have a great one.

MTxx

doingitanyway

Nice to be kept away by exciting things to come. There's something very youthful about that.

Well done on organised finances. Well done on agreeing WFH arrangements.

Thank you for the dancing girls. I kind of needed them

RosaBernicia

Very excited about new house offer - everything crossed!

And great that you're doing so well as work too. Sounds like things are moving in the right direction.


Rosa xx

Tinkerbelle2000

Hi MT. Everything sound like it is clicking into place. Did you put your offer in today and did you get any offers from the open day. How great is it that because you are very organised that the mortgage will be plain sailing. I bet you made her day. And to be able to borrow more than you need, fantastic!!

Work going great as well and at least they are being understanding about WFH. I totally understand your pain now with the tube and standing, I'm still recovering just from a weekend of it. Hope you have been taking it easy and are getting a bit more sleep.

Take care lovely.

Tink xx

MuffinTops

Thank you all. I think my diary name may soon become obsolete again as a new mortgage will scupper any pot of gold plans.

I had 2 viewings over the weekend and no offer. To be honest only 1 seemed a viable option as the one let slip that she was £50k away from affording my house. I still put an offer in on the house I want and it's been accepted. I've been completely open about my situation and she's ok with it all. I'm considering getting a new estate agent in to market my house as a fresh approach may help.

I'm feeling confident that this house is mine although not excited yet. Things need to be more definite for me to get excited.

I'm working away at the moment and the journey was horrendous. Someone was struck by a train which caused all trains to be suspended for 2 hours. That didn't stress me as I just feel so bad for the person and their family, no matter what the circumstances are. The stress was having to stand for so long with 2 bags. My "issue" is always very uncomfortable but standing for long periods is really painful. So now I'm in my hotel suite, lying in bed eating veggie beef and onion crisps and eating the tunnocks caramel wafers while catching up on diaries thankful that I did get her in one piece. The hotel also put a little welcome pack together of 2 free drinks, a jar of chocolate limes and a welcome card. I've already guzzled the drinks!!!

I feel like I'm getting on top of my work list again but I won't be able to work from home any day this week. As today has set me back I'm a bit worried about that as I really need a sit down and rest type of day. I'm also becoming a bit too "assertive" (to put it nicely) which is due to this constant pain and aches. I'm not sure what to do as I'm worried I'll alienate myself by being a bit edgy when it's not really me. Maybe I need to crack open the neurofen as I've tried to avoid relying on pain killers after the initial few post surgery days but maybe I do need a bit of help managing things. I know my limits now so I should still be able to avoid causing more damage.

I need to find time to get onto YNAB again as I really miss it. I also need to write out a full Christmas list as it's likely to be quite expensive. I've bought one gift so far but that's it. I'm good for cards though.

I think the less I say on Black Friday the better!!!!

MTxx

doingitanyway

MuffinTops wrote: »

Maybe I need to crack open the neurofen as I've tried to avoid relying on pain killers after the initial few post surgery days but maybe I do need a bit of help managing things. I know my limits now so I should still be able to avoid causing more damage.

I do this as I intensely dislike having to take medication but if I'm even thinking it might be a good idea, it always is, so I say take the painkillers...They are Neurofen not morphine, some people pop Neurophen like smarties. A few won't harm and will make you feel better. Here endeth the lecture. Take care

joeyjimbles

Popping out of lurkdom to say 'take the painkillers'. Not that I'm a pusher, I'm the sort of person who will clutch two little pills in my palm for hours rather than take them in the hope that they'll just melt through my skin and work. I appreciate that you don't want to become dependent but being very conscious of why and when you are taking them - perhaps in your diary/bullet journal - will help you be in control.
And lots of rest - the good thing about being in a hotel is you don't have to clean it or do the washing up.

RosaBernicia

Another echo of 'take the painkillers' - you are clearly already conscious of when they are and are not really needed, and you can reduce them as the situation improves. Stress due to the pain and frustration of not taking them won't help your healing.

I'm glad you have a lovely friendly hotel but it's a shame your journey was so difficult. I wish there was an easy way of people being able to say if they need a seat, as it's not always obvious. And it's such a shame that the 'holiday season' can make people feel worse instead of better. I'll be making my charity donations tomorrow, including some mental health ones, as a tiny contribution to try and help.

I am astonished that people turn up to see a house they can't afford by that much! Am I just being naive? I didn't view anywhere that was priced more than £10K over my budget, although I did want to stick well below and houses around here sell in no time so they rarely go for less. Hopefully your buyer is just flicking through the websites and planning their call! Fingers crossed for your new place though, very exciting!


Rosa xx