madmoneys xmas pesky saving challenge

madmoney_2

hi nog did u put ur stuff on ebay? i really need to get myself a camera so i can start listing some of my "goods" lol. had a good shift last night, mega busy so didnt have time to think about eating chips lol. had my tea at home before i went so didnt spend any money!! just had to book a hairdressers appointment tho - dont feel guilty about it coz it really needs cutting - this is not a want, its that long i can nearly sit on it!! not a good look when ur 25 haha

sweetpeas_2

hiya mm, lol im sure u dont look that bad! saying that tho-ive not had my hair cut since valentines day!!! luckilly its long so its not really visible month in month out how "un cut" it actually is! ne mind, things we do to save a few bob, eh?! :rotfl:


well done for not eatin chips at work, chips are ery temptin things.. they smell so nice... :rolleyes:

yeh mm, i listed my ebay stuff. 14 items i put on. last time i checked no bids but end sunday so fingers crossed! not owt mega expensive or owt, just bits and bobs but might aswell try to get rid for a few bob!

accepted another asignment from grass roots today aswell, only an 8quider but was already going to the shoppin centre tomo anyway so might aswell do it!

hows things with u then mm? what u been upto?


x x

madmoney_2

hi nog, not much really - just gardening n stuff while its ok weather, just had another row with oh, he has took his bank card off me, i had 60 quid saved on it for the shopping so not sure what im gonna do this week as only got 20 quid coz as u know i bin payin off my debts!! did u see martin lewis on hells kitchen last night? thought it was funny - he sed if he had have been paying for the meal he wouldnt have been happy! wonder why he didnt post on the freebies board with a meal for two in hells kitchen??!!

sweetpeas_2

i think ur doin well mm its a shame u cant have the support of oh. does he think u should b using the money for something else instead of paying debts?
i think ur doin really well

didnt see it no, shame cos bet it was funny!

x

sweetpeas_2

ew, a few of my items have got bids on on ebay so hopefully might get a few bob from them! all goes into my savings account to help pay for sea side next year!
dont know if this had registered in my little brain already, but thinkin of cmas cost and if well save much by me making alot of the gifts myself, and just suddenly though oh sssshhhhooot! only got another 2 paydays to get myself up to my £200 pressie budget. and only at 115 now! so got 85 to put in, in 2 paydays. no way ill be able to do that, so going to have to majorly cut my spends down now. got to completely re-budget and work out how much i can spend on each person. hmffff. :mad:

purpledelly

:eek: eeeek that's a scary (but true) thought - although I've got 3 paydays as I've not had September yet.... I'm getting bits and pieces as I go along for my baskets (which EVERYONE on my list is getting)!!! I used a Boots £5 off skincare voucher to get something just over £5 today so that was a near freebie. And I needed some foundation and the Clinique lady gave me some free (decent sized) samples of their 3-step skincare stuff so that's been squirrelled away too.. it must all mount up surely! :cool:
I have hardly found anything on the freebie board - I wonder if I'm not looking hard enough

Things have got a bit busy for me at work so I haven't been on here as much as I'd like to the last few days! Plus trying to sort out my mother who really needs to have a LBM before it all goes horribly wrong for her :mad:
I even forgot to fill out my AQA form and get it back within the 48 hours so I will have to reapply next time they advertise!

I'm up to £200 on Quidco so I'm really hoping some of that is paid before I need to buy Christmas pressies.

madmoney_2

hi nog n purple, ive just finished work n im sat here thinkin s**t!! cant believe its only 3 paydays till xmas!! oh is a muppet at the mo, i got the bank card back tho!! well done purple on the skincare voucher - it all adds up!! well tomorrow(tuesday) is officially the end of the pesky debt challenge, has every1 paid up in time?
im thinking of changing the title of this thread to madmoneys diary, any objections?
xxxxxx
p.s rayday where the hell ya been???!!!

purpledelly

Hiya
I've no objection to you changing the thread title - it's your thread!!! Sorry hear oh is being a PITA

We finalised sorting our DMP so we can pay it ourselves and not via CCCS today - hubby phoned all our creditors to get bank details and explain and they all accepted- well one wants us to fill out a form they're sending which is fine. :T So I'm pleased it's all gone smoothly. And I've got everything under control in Microsoft Money now - just using rayday's spreadsheet :Tto sort out the payment lists so we can keep track of how much we've paid to each and we're all set. Although we've been on a DMP for nearly 3 years this is the first time I feel like I'm getting properly on top of it and it feels good taking back the reins of the debts... does that seem weird .

I made my money for the pesky debt so that's great stuff... glad most of the others did too.
Are we ready for the September-October Pesky debt now ?

sweetpeas_2

hi hope alls ok. bit freaked out all of a sudden about christmas looming. comes same time every year but always manages to SNEAK UP on me though!!!

right though, went to tescos got a mug for oh sister for 50p, then got 3 sachets of hot chocolate for 25p each. now going to get her some choc bits and marshmallows and shes pretty much sorted!

doing sis and her fella a "his n hers" hamper with all foodie stuff in so got a couple of pot noodles to put in there. all helps doesnt it!

sold a couple of ebay things and done another mystery shop, so money is all piling up nicely!

purple, i got some free ladies things of freebies board, not much good in the way of christmas presents obviously but save you some money yourself. if your a girl that is... not much use if not really

oh, got some free rimmel nail poilsh aswell, thats a bit more useful for cmas pressies! not come yet mind so not count my chickens yet as they say!!!

yeh mm, change the name its fine, it is your thread after all! ill prob keep postin on it anyway so cant get rid that easily!


nog xxx

spurs71

I am no financial expert but there are lots of alternatives like Iva's etc.

Just a thought