Bank of Scotland, Halifax and now TSB have closed my Accounts

saintalan

Any thoughts as to having their regular savers helps?

planteria

i would imagine that it would..
what is worth having, beyond the Club Lloyds 4%RS?

saintalan

planteria wrote: »

i would imagine that it would..
what is worth having, beyond the Club Lloyds 4%RS?

Well if you have exhausted the current a/c merry-go-round then the BOS & TSB pays 2% better than standard savers. Even sacrificing a few points here might at least keep your current a/cs from the reaper whilst regular savers still active.

Cheers

Alan

System

It was a rhetorical question.

There is nothing that I would loose sleep over (losing) personally .
Clarity is not longer the best overseas card either.

Herbalus wrote: »

Nobody else has a horse on the debit card

But otherwise: Halifax Clarity CC is the best overseas card, Halifax Rewards are good extra income if you don't have savings, free cinema tickets with Lloyds Club, and almost top 0% BT CCs if you already have a Barclaycard.

It's not the end of the world, but it would be annoying.

planteria

saintalan wrote: »

Well if you have exhausted the current a/c merry-go-round then the BOS & TSB pays 2% better than standard savers. Even sacrificing a few points here might at least keep your current a/cs from the reaper whilst regular savers still active.

fair enough... i guess a small RS to try to ensure a CA continues could be deemed worthwhile. but 2% isn't very exciting, and we remain unsure whether there are going to be widespread closures anyway:think:

saintalan

...just thinking of closing the stable door before the (black?) horse has bolted...

Herbalus

Heng_Leng wrote: »

Clarity is not longer the best overseas card either.

Are you referring to the trial card that was on here a few weeks ago? Because I'm not sure they're available to any new customers at the moment.

mapk

Heng_Leng wrote: »

Clarity is not longer the best overseas card either.

I use Clarity for 0% cash withdrawals overseas as a matter of course, paying it off immediately. The exchange rates always seem competitive too compared with other options.

Is there a better card available for ATM cash abroad?

msallen

mapk wrote: »

Is there a better card available for ATM cash abroad?

I use the N&P

bouicca21

Is all this angst simply caused by funnelling money round Lloyds group? Which means Lloyds can easily identify customers who cost them money unnecessarily?

My money circuit is set up so money never gets transferred from one Lloyds group account to another. And my Halifax account is genuinely active. Does this make me safe from the closures?