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Apple Pay

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  • knack92
    knack92 Posts: 465 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Not sure if this has been posted elsewhere but TfL users can travel for free on Mondays until 14th December when they use their MasterCard with Apple Pay.

    http://newsroom.mastercard.com/eu/press-releases/mastercard-with-apple-pay-users-can-travel-for-free-around-london-on-fare-free-mondays/
  • knack92 wrote: »
    Not sure if this has been posted elsewhere but TfL users can travel for free on Mondays until 14th December when they use their MasterCard with Apple Pay.

    http://newsroom.mastercard.com/eu/press-releases/mastercard-with-apple-pay-users-can-travel-for-free-around-london-on-fare-free-mondays/

    Adds hour each end of the rush hour with users getting stuck at the gates.
  • NFH
    NFH Posts: 4,413 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Paul_1977 wrote: »
    Adds hour each end of the rush hour with users getting stuck at the gates.
    Isn't this very common problem (error "97 seek assistance") confined to American Express? I thought it was something to do with Amex requiring live authorisation of every transaction, whereas Visa and MasterCard don't.
  • NFH wrote: »
    Isn't this very common problem (error "97 seek assistance") confined to American Express? I thought it was something to do with Amex requiring live authorisation of every transaction, whereas Visa and MasterCard don't.

    Not sure, I get caught at least once a week with someone in front trying to get the iPhone to scan.
  • NFH
    NFH Posts: 4,413 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Paul_1977 wrote: »
    Not sure, I get caught at least once a week with someone in front trying to get the iPhone to scan.
    It's definitely not specific to iPhones or Apple Pay. I have experienced this since I first starting using contactless cards on TfL in July 2014 (as I was on the pilot before it launched in September 2014). Whether I'm using a physical Amex card or Amex via Apple Pay, I often have to touch it multiple times before the yellow card reader accepts it. The problem is that with Apple Pay one has to do one's fingerprint before each of the multiple attempts, which causes a particular delay.
  • Trace-T
    Trace-T Posts: 47 Forumite
    Part of the Furniture 10 Posts Photogenic Name Dropper
    Got my first rejection using Apple Pay today. Not surprisingly it was in B&M. Had read on here others having problems there. The lady on the till just said its "not authorised" so I had to use the actual card instead. She gave me a receipt to show the failed transaction.
    Thought I'd give it a try as using my card for contactless there never works well. Ok elsewhere.
    Apple Pay did at first appear to work ok from looking at my iPhone though. I got the same ping and tick onscreen, plus the card notification alert just the same as when it does work. Its also showing up in the (SANTANDER) spendlytics app.
    Hope I don't get charged twice - though I got a receipt confirming it failed.
  • 20aday
    20aday Posts: 2,610 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker PPI Party Pooper
    Trace-T wrote: »
    Got my first rejection using Apple Pay today. Not surprisingly it was in B&M. Had read on here others having problems there. The lady on the till just said its "not authorised" so I had to use the actual card instead. She gave me a receipt to show the failed transaction.
    Thought I'd give it a try as using my card for contactless there never works well. Ok elsewhere.
    Apple Pay did at first appear to work ok from looking at my iPhone though. I got the same ping and tick onscreen, plus the card notification alert just the same as when it does work. Its also showing up in the (SANTANDER) spendlytics app.
    Hope I don't get charged twice - though I got a receipt confirming it failed.

    Once Santander get notification of the failed payment from B&M it'll disappear from your pending transactions.

    I have seen similar posts where Apple Pay has failed there which surprises me because anywhere there is contactless it *should* work.
    It's not your credit score that counts, it's your credit history. Any replies are my own personal opinion and not a representation of my employer.
  • colsten
    colsten Posts: 17,597 Forumite
    10,000 Posts Seventh Anniversary Photogenic Name Dropper
    Had the weirdest thing happen when I tried to pay in the Coop. The card reader showed "authorising" for longer than normal but the payment was eventually confirmed by the usual ping. Then the cashier asked me for a signature, on the slip his till had printed!

    The amount was £18.47, and I had used the Santander 123 credit card umpteen times before on Apple Pay, including at that Coop store. The transaction is showing on my card statement as an Apple Pay transaction.

    Puzzled.
  • Paul_1977
    Paul_1977 Posts: 992 Forumite
    Maybe the terminal has not been updated or something.
  • Ballard
    Ballard Posts: 2,983 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    I've been using Apple Pay whilst Santander are paying cashback and it's mostly been working fine but today it went awry. It initially seemed to work. The reader beeped and my phone displayed 'done' but it hadn't worked so I went through the procedure again. Same result. I paid by another contactless card in the end and it went through without issue.

    It's handy to have as a backup to the physical cards but once Santander stop giving cashback I don't think that I'll use it very often.
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