PPI Reclaiming successes and failures

annmacdonald

Turboman wrote: »

Is it possible to post the exact wording in letter re the calculations??

"This represents an amount of £12,245 in respect of the refund of insurance premium and £2,631.11 in relation to a refund of the interest paid on the insurance premium throughout the term of your loan less the rebate of £736.18 already received."

We received the £736.18 rebate when we paid off the loan in full in 2005.

queeniedog

After following the templates on the website Welcome Finance refused to accept liability, so I sent my complaint to the FOS back in April 2008. I recieved a letter on the 5th of May 2009 confirming that following intervention from the FOS, Welcome Finance have agreed to settle my complaint regarding the Mis-sold PPI policy.

FOS have written to Welcome to ask them to contact me directly to finalise the matter and send me payment - they have 4 weeks to do this and I will send a post once I have the money from them.

So, not a quick win but a win all the same :T

di3004

queeniedog wrote: »

After following the templates on the website Welcome Finance refused to accept liability, so I sent my complaint to the FOS back in April 2008. I recieved a letter on the 5th of May 2009 confirming that following intervention from the FOS, Welcome Finance have agreed to settle my complaint regarding the Mis-sold PPI policy.

FOS have written to Welcome to ask them to contact me directly to finalise the matter and send me payment - they have 4 weeks to do this and I will send a post once I have the money from them.

So, not a quick win but a win all the same :T

Brilliant, well done to you.:beer::T:beer:

nodebt09

Thankyou to Martin and his team so much, currently received £890 back from Egg re PPI mis-selling on Egg Card - only took me the first letter and all the money was back in my account by the time I got the letter - currently waiting on them 'reveiwing' the case re my loan, currently in talks with HSBC re bank charges - they destroyed the initial cheque I sent as well for the initial info so hoping it's a good omen - fingers crossed!! Want to be completely out of debt by end of this year!! Don't be scared to try and it only costs you the cost of a stamp or two!!

Thank you so much!!

di3004

nodebt09 wrote: »

Thankyou to Martin and his team so much, currently received £890 back from Egg re PPI mis-selling on Egg Card - only took me the first letter and all the money was back in my account by the time I got the letter - currently waiting on them 'reveiwing' the case re my loan, currently in talks with HSBC re bank charges - they destroyed the initial cheque I sent as well for the initial info so hoping it's a good omen - fingers crossed!! Want to be completely out of debt by end of this year!! Don't be scared to try and it only costs you the cost of a stamp or two!!

Thank you so much!!

Well done to you
Congratulations.
:beer::T:beer:

amersall

:money::money:well done to all winners today,ab fab:j:j:j:j:beer:

kmerc1

Hi all, for those who have had a successful claim against NatWest does anyone know how long it normally takes for the money to go back into your current account? I know on the letter it said up to 28 days, but I was thinking maybe it was shorter than that and the 28 days notice is just there for legal stuff?

SouthBB

Thanks to Martin & Team, I too have been successful. Used templates to claim PPI from Lloyds. Letter refusing plus copy of original interview to try to prove insurance sold correctly. Only problem "original" copy of 4 years ago had current details! This sent to FOS in January'09. Received £986 in compensation and interest and remaining loan halved. Can't thank Martin & Co, enough.

di3004

kmerc1 wrote: »

Hi all, for those who have had a successful claim against NatWest does anyone know how long it normally takes for the money to go back into your current account? I know on the letter it said up to 28 days, but I was thinking maybe it was shorter than that and the 28 days notice is just there for legal stuff?

Hi there

To what I know of from reading threads on here, they do state that of 28 days normally (month), either by cheque or paid into the account.

I would ring them to make sure, good luck.;)

di3004

SouthBB wrote: »

Thanks to Martin & Team, I too have been successful. Used templates to claim PPI from Lloyds. Letter refusing plus copy of original interview to try to prove insurance sold correctly. Only problem "original" copy of 4 years ago had current details! This sent to FOS in January'09. Received £986 in compensation and interest and remaining loan halved. Can't thank Martin & Co, enough.

Well done to you, anc Congratulations.
:beer::T:beer: