PPI Reclaiming successes and failures

[Deleted User]

bevnich82 wrote: »

I am proper addicted to this site....

You're not the only one!:p
Good luck with your complaints!:)

Sezyb123

notamoneygrabber wrote: »

sorry forgot to mention that this was done in one simple phone call with absolutely no hassle from lloyds .
just want to tell you also do not speak to manilla or there is a fair chance that your claim will go nowhere as they are not very good at passing details onto the uk.in other words if you do get foreign accent put the phone down and re dial and be cool and patient.

Thanks for all your help and I will keep you posted on how I get on.

karen5416

Hi i wrote to M&S about my PPI got a letter saying they have upheld my complaint but cant go any further as they dont have the statements as its longer than 6 years, they have said if i have any to send them in b ut i dont so i am stuck

jessikax

Hi all,
My partner has just finished paying his IVA (hurrah!) which consolidated all his debts. He believes the majority of them had PPI payments made to them. The accounts are now closed because the IVA is now complete. Are we still able to apply and see if he is applicable for a refund if the accounts are closed? the accounts range from 5-8 years ago.
thank you!

only_mee

jessikax wrote: »

Hi all,
My partner has just finished paying his IVA (hurrah!) which consolidated all his debts. He believes the majority of them had PPI payments made to them. The accounts are now closed because the IVA is now complete. Are we still able to apply and see if he is applicable for a refund if the accounts are closed? the accounts range from 5-8 years ago.
thank you!

Read this thread https://forums.moneysavingexpert.com/discussion/3922337

[Deleted User]

jessikax wrote: »

Are we still able to apply and see if he is applicable for a refund if the accounts are closed? the accounts range from 5-8 years ago.

You can complain if you have valid reasons to do so.
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

However, any redress awarded would likely go towards the defaulted loans and credit cards.

beverley551

bevnich82 wrote: »

Hi all

After sitting looking at this site over the past 4 weeks (constantly), i have decided to take the plunge and give this a go.
I have today sent off 5 letters to companies to try and reclaim my PPI.
Natwest Credit Card
Lloyds TSB Credit Card
Nationwide Mortgage
Nationwide Loan
Co op Loan

Thanks everyone on this site for posting their successes as it has spurred me on to do something about it.

I am proper addicted to this site.... my husband says i have a problem!
Anyway lets see how it goes!!:D

Good Luck keep us updated :rotfl:

Di_L

bevnich82 wrote: »

Hi all


I am proper addicted to this site.... my husband says i have a problem!
Anyway lets see how it goes!!:D

I second that, but this site has help me win 3 claim so far. So if our husbands think we have a problem maybe they should read this site instead of reaping the rewards when we have a win.

Good luck

jessikax

Moneyineptitude wrote: »

You can complain if you have valid reasons to do so.

However, any redress awarded would likely go towards the defaulted loans and credit cards.

everything he owed he paid back - and more! the whole procedure was handled appallingly!

[Deleted User]

jessikax wrote: »

everything he owed he paid back - and more! the whole procedure was handled appallingly!

Well then go here
http://www.moneysavingexpert.com/reclaim/ppi-loan-insurance

and follow the simple steps...

Good luck!