PPI Reclaiming successes and failures

di3004

MoosMum wrote: »

Thanks Di,

All I know is that the interest can be quite a bit more on CCs.
Have had loads of issues with BoS so would like to be sure that I'm getting what I'm entitled to!:)

Hiya

I don't blame you either, it's your money afterall they have kept all this time, good luck x;)

learner123

Slimming-world wrote: »

Well done :j:j

I also received the info on my First Direct Refunds today, can I ask if your letter states that you will need to pay tax on the interest?

It says an additional amount has been awarded in respect of the re-financing costs
Subject to your personnel tax status, this may be taxable and should be included in your tax return,

Mon_77

amersall wrote: »

Some banks take a complaint over the phone,but have your reasons for mis sell ready.
People on this site who know the correct address and contact phone numbers will i am sure post these up for you.
If you need anymore help just ask.

Thank you very much Amersall - much appreciated.:)

sunny8_2

Fabulous wins today :T:T:T Congratulations!!! :j:j:money::money:xx

learner123

di3004 wrote: »

Wonderful!:T Congratulations!:beer:[/QUOTE

Thank you can't forget the tax man, could have been better, then again could have been worse

Mon_77

di3004 wrote: »

Hi there

and welcome.:D;)

You can SAR if you want to, but if you just want to find out if you were paying for PPI, you could either call into your local branch, or email them below, give them as many details as possible like I did, full name, address, old address if applicable, date of birth, your account number even will pick up all the loans and credit cards you taken out with them.


To make a reclaim its the same as this site by completing a reclaim questionnaire, you can look on the lloyds site where all details you require are on there to make a reclaim.


To optionally SAR any of the businesses you mentioned about, if you've no account number details then give them as many details as stated above -in order for them to track down your account details.
There is a FULL SAR letter template below link if required.


I am having trouble at the moment in finding the contact details of the other 2, but others on here will probably have these details for you, but otherwise if you contact the Financial ombudsman service in office hourse, on the freephone number they should have these details you require as they will have had dealings with them before.
Hope this helps, good luck on your reclaiming.
/QUOTE]

DD, you really are the guardian angel of this Forum. Thank you so much !:A

learner123

learner123 wrote: »

received upheld letter last week on 4 accounts from firstdirect, today received settlement, of £4,900, only paying premiums paid + interest

1, 4,813.00 over 83 mths 2002 7.9 apr
2 235.00 over 23 mths 2002 14.9 apr
3 2072.00 over 71 mths 1999 9.9 apr
4 2689,00 over 83 mths 1999 8.9 apr

got photo copies of these accounts acc 1 and 2 mentions drawn down date, is it afair offer, many thanksgood luck to all:T

Just 1 final question is this the best I can expect ,
Also thank you to everybody, that have posted their concerns and congratulations, thank you
:T

Rae115

Pickers9 wrote: »

After writing to the bank about loans dating back to 1997 I received my final offers this morning thought I would get a few hundred pounds or so BUT to my amazement £11k of refund offers! The biggest was £6700 on one loan! I have now written to check my last two mortgages with them! Thanks to MSE inspiration paying off my credit cards this month and cutting them up! just write if you don't know if you had PPI you might get the best reply ever!! Thanks again and gud look all... will let you know how the mortgage ones go!

:j:j EXCELLENT NEWS - WELL DONE :j:j

sue149

hubby finally got his offer from lloyds tsb he will get a cheque but how can he ask for it too be put into his bank account who does he ring they is a number on it but it just for if he doesnt agree with the offer .As anyone actually rang them and refused there offer he his going to take the offer but just wondering if he is being to eager and if it worth asking for more .

timtheexprop

Hi new to the forum but have been watching. I have a claim for PPI from OPUS, who took over my card. I have rung up regularly and have bben told I will receive an offer by 10th October at the latest, having been tld previously that it would be by 31st August. The explanation was the backlog htey are going through. has anyone else been told anything similar? There doesn't seem to be much about OPUS on the thread.
Apparently I can't do anything to speed this up.