PPI Reclaiming successes and failures

sunny8_2

sorryitsme wrote: »

Hiya everyone I have a query.....

If Barclays refund all the overdraft protection they have been [STRIKE]stealing[/STRIKE] putting aside for me without my knowledge:mad:, will they just return my payments with 8% or will there be contractual interest too?;)

I dont know but i would imagine they would have to ?? Hope someone comes along soon who can help you;) xx

sorryitsme

sunny8 wrote: »

I dont know but i would imagine they would have to ?? Hope someone comes along soon who can help you;) xx

Fingers crossed this has been happening to me for 14 years on two accounts @ £10.40 a month each

LynK_3

Rae115 wrote: »

Hi lynk

Got a letter from Bcard not from Cassandra someone else to say thye are making enqs and wanted me to know will get a further update (i think) 14/09. have u heard anything...

i know shes back at work on wednesday but then she will have to catch back up + the bank holiday she will be off again.

Rae

Not a dickeybird Rae. Hope it's taking so long as it's so much to add up lol!

LynK_3

I recieved another letter from Santander returning my cheque again for the SAR.

It says

Dear Sir (can't even get that right lol!)

Please find enclosed your cheque which e to accept for the reason indicated below.

*In accordance with the Consumer Credit Act 1971 a statutory fee of £1 is payable per agreement.

Please ensure that any amendments on the cheque have been initialled.

We should be grateful if you would return the cheque to enable the payment to be processed promptly.

Yours faithfully.

What do I do now, I thought it they had to comply with my request. Very interestingly on my SAR letter which has been returned also and someone has handwritten on it Too much. Does this mean that I have too much information on my file that they couldn't send it. very bizarre!!

only_mee

You must have more than one agreement, hence asking for multiples of £1?
Regarding the SAR was it for £10?

erind

sorryitsme wrote: »

Hiya everyone I have a query.....

If Barclays refund all the overdraft protection they have been [STRIKE]stealing[/STRIKE] putting aside for me without my knowledge:mad:, will they just return my payments with 8% or will there be contractual interest too?;)

Hi I have also been paying overdraft protection with Barclays for years. I was wondering if I do decide to pursue a claim can Barclays remove my overdraft facility? Thanks Erin

LynK_3

only_mee wrote: »

You must have more than one agreement, hence asking for multiples of £1?
Regarding the SAR was it for £10?

I sent it for £20 as loans etc would be in both mine n hubbys names.

Derwent

LynK wrote: »

I recieved another letter from Santander returning my cheque again for the SAR.

It says

Dear Sir (can't even get that right lol!)

Please find enclosed your cheque which e to accept for the reason indicated below.

*In accordance with the Consumer Credit Act 1971 a statutory fee of £1 is payable per agreement.

Please ensure that any amendments on the cheque have been initialled.

We should be grateful if you would return the cheque to enable the payment to be processed promptly.

Yours faithfully.

What do I do now, I thought it they had to comply with my request. Very interestingly on my SAR letter which has been returned also and someone has handwritten on it Too much. Does this mean that I have too much information on my file that they couldn't send it. very bizarre!!

What info did you ask for when you wrote to them ?

Did you ask for a copy of all transactions ever made on your account and all other information held by them about you, i.e. a full Subject Access Request ? This has a fee of £10.

Or did you only ask for copies of the loan agreements ?

If its the latter then you only have to pay a fee of £1 under the CCA.

LynK_3

I asked for a full Subject access request, I actually downloaded the letter from these forums.

Rae115

LynK wrote: »

Not a dickeybird Rae. Hope it's taking so long as it's so much to add up lol!

hiya the only thing i have had was a letter from them saying they will get back to me by 19 ( i think) sept.

As i said she better have some good b-day news for on wednesday