PPI Reclaiming successes and failures

only_mee

amersall wrote: »

:D You can join me and Di in the "no idea on the 8%" club :rotfl:

I'm up for learning

Derwent

sunny8 wrote: »

Derwent, do you mind me asking, when did you hear that you had your MBNA loan upheld?? i had seen about your cc last week & am very envious i must add ;-) !!, but wondered when you heard about the loan...i have both cc & loan in with MNBA since beg July, had a letter to say they would contact by 12/09/2011. Im bothered they uphold one & think im greedy & refuse the other!! :-( xx

I heard my loan was upheld on Friday when I phoned them, but don't have figures yet. I think you'll be ok as the guy told me that ALL MBNA loan claims are going to be upheld, but credit cards are different due to the various sales methods they had for cards.

sunny8_2

taren wrote: »

Hi sunny8,
5th july email was mbna confirming my complaint by email
15th july email was saying they apologised and would respond by the 15th august
15th august email apologising again and saying they would still like the oppourtunity to resolve within 21 days
16th august - they posted me a letter confirming the refund, lette arrived on the 20th august

Hope this helps

Thanks taren :A:A well done!! xx

only_mee

Derwent wrote: »

Principal sum of 8750 (A) and PPI Premiums of 1767 (B)

A + B = 10517 (C)

B as a % of C = 16.8% (D)

Total Repayable = 12704 (E)

Interest Paid Overall = E - C = 2187 (F)

Interest Paid on PPI = F x D = 367

This formula usually gives a very good estimate of the interest.

Thanks missed this

sunny8_2

Derwent wrote: »

I heard my loan was upheld on Friday when I phoned them, but don't have figures yet. I think you'll be ok as the guy told me that ALL MBNA loan claims are going to be upheld, but credit cards are different due to the various sales methods they had for cards.

WWWWOOOOOOOOOOOOOOOOOOOHHHHHHHHHHHHHOOOOOOOOOOOOO:money::money::money::money: oh i CAN'T believe that !!! OMG!! How brilliant..congratulations :T:T:T I am going to ring in the morning as i am off work.... will post on here as soon as....yipeeeeeeeeee:j:j:j Thanks derwentxx:rotfl:

sunny8_2

only_mee wrote: »

I'm up for learning

Me too guys.....:p xx

tifosi

taren wrote: »

Hi sunny8,
5th july email was mbna confirming my complaint by email
15th july email was saying they apologised and would respond by the 15th august
15th august email apologising again and saying they would still like the oppourtunity to resolve within 21 days
16th august - they posted me a letter confirming the refund, lette arrived on the 20th august

Hope this helps

Congrats!

What email address did you use for MBNA?


Thanks

sunny8_2

tifosi wrote: »

Congrats!

What email address did you use for MBNA?


Thanks

Tifosi:
Email the ceo: ian.odoherty@bankofamerica.com
He will then pass you on to a claims advisor...hope this helps, it seems to have helped me:T:T:T Good luck xx

tifosi

sunny8 wrote: »

Tifosi:
Email the ceo: [EMAIL="ian.odoherty@bankofamerica.com"]ian.odoherty@bankofamerica.com[/EMAIL]
He will then pass you on to a claims advisor...hope this helps, it seems to have helped me:T:T:T Good luck xx

Cheers

:beer:

sorryitsme

Hiya everyone I have a query.....

If Barclays refund all the overdraft protection they have been [STRIKE]stealing[/STRIKE] putting aside for me without my knowledge:mad:, will they just return my payments with 8% or will there be contractual interest too?;)