PPI Reclaiming successes and failures

maryspecial

HappyDale wrote: »

:j:j:j yessssssssssssssss:beer: just received a letter off santander offering me £2603.44.:T I started this claim 4 weeks ago by email, it was upheld within 3 days and i have just signed to confirm this now:) I am so happy, i am going to use this money to set myself up as a sole trader:T

How happy i am for you happydale!! I spent all last night reading about recent successes. I have one in with halifax but its all been a bit quiet. Am home from hol and ready to chase things up. We have had a few loans with ppi on them thru alliance and leicester. Decided last night to approach them but as theyre in my oh (think thats other half??!!) name i cant phone up and that seems to be enough for a&l. Decided to email them but did it thru website. Can i ask who you emailed your complaint to? And did you have all your details?

And once again congrats!:T

donna777

Thanks Di
Could not believe how easy it was. Wish all the other people on here could have the same luck. Im so happy. New windows for us.

di3004

cyclura wrote: »

I have just had a letter from HSBC after they went over the 16 week limit I emaled the CEO last week, I got a reply the same day to say it was being chased for me and I have just had my upheld letter stating I am getting just over £1800 :j:beer: thats going to pay off my higer interest debts for sure

Well done :T & Congratulations!:beer:

di3004

HappyDale wrote: »

:j:j:j yessssssssssssssss:beer: just received a letter off santander offering me £2603.44.:T I started this claim 4 weeks ago by email, it was upheld within 3 days and i have just signed to confirm this now:) I am so happy, i am going to use this money to set myself up as a sole trader:T

Absolutely wonderful :T Congratulations!:beer:

di3004

donna777 wrote: »

Thanks Di
Could not believe how easy it was. Wish all the other people on here could have the same luck. Im so happy. New windows for us.

You done a fab job Donna, and that is lovely "new windows" well deserved, am so happy for you! x:j:beer:

The_Marksman

HappyDale wrote: »

:j:j:j yessssssssssssssss:beer: just received a letter off santander offering me £2603.44.:T I started this claim 4 weeks ago by email, it was upheld within 3 days and i have just signed to confirm this now:) I am so happy, i am going to use this money to set myself up as a sole trader:T

:rotfl::j:beer: WELL DONE :beer::j:rotfl:

tifosi

Congrats to all of todays "Uphelds" !



:T

DaisyDayDreamer

We have received letter from FOS regarding our mis-sold ppi from Co-Operative Bank which advises that they are making an offer as a gesture of goodwill, with no admission of liability to settle our complaint. The FOS go on to explain that the Co-Operative Bank will be writing to explain the precise terms of its proposed settlement, however it has told FOS that it will be based on the general approach that the FOS takes when they decide a consumer has been mis-sold. They will now wait 14 days before the bank will go ahead and take 8 weeks to calculate the compensation. We sent our first communication out in October 2010 so it looks like it will take a year to come to a close.
Barclaycard have said they will settle by 31st August (weeks ago, heard nothing since)
BlackHorse we are still waiting to hear anything back.
A long slow process but we are making positive steps now.:j
A big hooray to those who have had their complaints upheld and good luck to those still waiting!

Dizzywytch

Can I just ask, how far back can we claim mis-sold PPI? I noticed a post mentioning Goldfish and I had a Goldfish card probably around 2001ish. Is it worth looking out the paperwork?

By the way, I had a letter from RBS on Saturday, regarding my Mint card, acknowleding my complaint and stating the 16 week time frame.

The_Marksman

Dizzywytch wrote: »

Can I just ask, how far back can we claim mis-sold PPI? I noticed a post mentioning Goldfish and I had a Goldfish card probably around 2001ish. Is it worth looking out the paperwork?

By the way, I had a letter from RBS on Saturday, regarding my Mint card, acknowleding my complaint and stating the 16 week time frame.

its said to be a 6 year time barring but it is more the case of when the consumer of the miss-sell becomes aware. I believe some people have been successful back from the 90's. I had a loan with Egg 2000 which they rejected and i wrote back stating the above and they are re-investigating although im not getting my hopes up.

hope that helps, its worth a stamp or too!

Good Luck