PPI Reclaiming successes and failures

Katescottie

Congratulations to all the wins recently, well done to you all!!!!

Katescottie

amersall wrote: »

Well done on your win :j:j:j
http://www.moneysavingexpert.com/reclaim/bank-charges#calc

Put in the year month and amount of ppi that you actually paid.
This will add the ppi up and the 8% and keep a running total x.

Thankyou Amersall, managed to work out the 8% now!!! Thanks again!

Tropicalmoments

di3004 wrote: »

Hi there

The fact that you do have proof of the PPI on the agreement is concrete evidence that you were paying for this, I would if you have not done so yet send them a copy and ask them "whats this then"?
Keep at them, they will find the details. Good luck.;)

Thanks Di. I've just been looking through a box that has loads of old paperwork in it and I came across a statement from Egg dated September 2010 and it clearly says:j:

Amount of credit: £3500 + £692.19 repayment protection insurance. And it would appear that even though I asked for all ppi to be cancelled in 2006 I am still paying for it.

Anyway, a copy of the documents together with the statement will be sent on Monday. Quite mystifying that they can't find a statement on my file that they sent to me less than a year ago. Now I am really interested in what they will send me in response to the SAR.

Tm

anonymac

• What were you reclaiming: 2 loans which ran consecutively from 2000 to 2008. One for 15k over 5 years and one for 10k over 3 years
• Who was the provider: Northern Rock
• How much did you get back: £9181.92
• Did you get it back after a letter or did you go to the Financial Ombudsman: Letter to their Customer Relations Department.
• And then write your brief reclaim tale Sent letter on 11th May 2011. Received an acknowledgement followed by a holding letter. Today received a letter saying they had upheld my complaint and would pay premium paid and interest of £5645.16 plus 8% simple interest of £3536.76:rotfl:

phoenix80

anonymac wrote: »

• What were you reclaiming: 2 loans which ran consecutively from 2000 to 2008. One for 15k over 5 years and one for 10k over 3 years
• Who was the provider: Northern Rock
• How much did you get back: £9181.92
• Did you get it back after a letter or did you go to the Financial Ombudsman: Letter to their Customer Relations Department.
• And then write your brief reclaim tale Sent letter on 11th May 2011. Received an acknowledgement followed by a holding letter. Today received a letter saying they had upheld my complaint and would pay premium paid and interest of £5645.16 plus 8% simple interest of £3536.76:rotfl:

:beer::beer: Congratulations :beer::beer:

Fingers crossed i'll hear from NR soon

Katescottie

anonymac wrote: »

• What were you reclaiming: 2 loans which ran consecutively from 2000 to 2008. One for 15k over 5 years and one for 10k over 3 years
• Who was the provider: Northern Rock
• How much did you get back: £9181.92
• Did you get it back after a letter or did you go to the Financial Ombudsman: Letter to their Customer Relations Department.
• And then write your brief reclaim tale Sent letter on 11th May 2011. Received an acknowledgement followed by a holding letter. Today received a letter saying they had upheld my complaint and would pay premium paid and interest of £5645.16 plus 8% simple interest of £3536.76:rotfl:

Congratulations, that's a great amount!!! Well done!!:T:T:T

di3004

anonymac wrote: »

• What were you reclaiming: 2 loans which ran consecutively from 2000 to 2008. One for 15k over 5 years and one for 10k over 3 years
• Who was the provider: Northern Rock
• How much did you get back: £9181.92
• Did you get it back after a letter or did you go to the Financial Ombudsman: Letter to their Customer Relations Department.
• And then write your brief reclaim tale Sent letter on 11th May 2011. Received an acknowledgement followed by a holding letter. Today received a letter saying they had upheld my complaint and would pay premium paid and interest of £5645.16 plus 8% simple interest of £3536.76:rotfl:

Brilliant :T:j Congratulations!:beer:

h0pusp0pus

tifosi wrote: »

HP,

how long did it take from your first complaint to offer?


Thanks!

(and Congrats!!)

hi there they got back to me in just under 7 weeks would of been 8 weeks on the 6th of july so would of been the end of may/start of june hope that helps

this is my biggest claim im waiting on 2 more but they wont be as large as this one so far i have had over £6000 refunded im hoping my last 2 claims will be enough to clear the rest of my debts and then i will be debt free for the first time in about oooo 10 years thank god good luck

rumdiddlyum

keep going you will get your missold ppi back

tifosi

h0pusp0pus wrote: »

hi there they got back to me in just under 7 weeks would of been 8 weeks on the 6th of july so would of been the end of may/start of june hope that helps

this is my biggest claim im waiting on 2 more but they wont be as large as this one so far i have had over £6000 refunded im hoping my last 2 claims will be enough to clear the rest of my debts and then i will be debt free for the first time in about oooo 10 years thank god good luck

Thanks!

Seems HFC/Beneficial are being a little slower with mine - complaint in 23rd March, just had the letter regards the FSA/FOS increased time allowance quoting a maximum final date of 31st August!