PPI Reclaiming successes and failures

amersall

kpwll wrote: »

Not just Di but Max, Marshallka and of course your good self, to me you 4 are the 'oldies' or the engine of this particular part of the forum.

Karen xx

Thanks pal :rotfl::rotfl:

bladerider

I have already received a cheque for ppi reclaim Di. this is regarding the treatment i got from tesco's ppi claim personel during the year it took to sort it out. but thank you for the reply. truth be told i love a good fight so i'm enjoying it

di3004

bladerider wrote: »

I have already received a cheque for ppi reclaim Di. this is regarding the treatment i got from tesco's ppi claim personel during the year it took to sort it out. but thank you for the reply. truth be told i love a good fight so i'm enjoying it

LOL, me mis-reading :D.
Good one anyway.:beer:

klflosser

Having read all the success stories, I went through all the old paperwork and statements and wrote to 10 banks and credit card suppliers. Many of the loan and cards have not been used for several years and are clear. What had I got to lose. After 2 weeks had an offer of a goodwill gesture from HFC, who had aquired my Beneficial Bank account, for £352-77, which I have asked them to reconsider. And this morning in the post a cheque for £560-75 from Santander for my Debenham's store card, refunding all PPI and interest. I really can't believe it. Paying it straight off a card.
Looking at all this has really made me realize how much I must have paid in PPI over the years, without seeing how little benefit I would ever receive from it. You think at the time they are acting in your best interest but without it would probably have been debt free some time ago!

di3004

klflosser wrote: »

Having read all the success stories, I went through all the old paperwork and statements and wrote to 10 banks and credit card suppliers. Many of the loan and cards have not been used for several years and are clear. What had I got to lose. After 2 weeks had an offer of a goodwill gesture from HFC, who had aquired my Beneficial Bank account, for £352-77, which I have asked them to reconsider. And this morning in the post a cheque for £560-75 from Santander for my Debenham's store card, refunding all PPI and interest. I really can't believe it. Paying it straight off a card.
Looking at all this has really made me realize how much I must have paid in PPI over the years, without seeing how little benefit I would ever receive from it. You think at the time they are acting in your best interest but without it would probably have been debt free some time ago!

Well done to you!:beer:

Footiemad_2

klflosser wrote: »

Having read all the success stories, I went through all the old paperwork and statements and wrote to 10 banks and credit card suppliers. Many of the loan and cards have not been used for several years and are clear. What had I got to lose. After 2 weeks had an offer of a goodwill gesture from HFC, who had aquired my Beneficial Bank account, for £352-77, which I have asked them to reconsider. And this morning in the post a cheque for £560-75 from Santander for my Debenham's store card, refunding all PPI and interest. I really can't believe it. Paying it straight off a card.
Looking at all this has really made me realize how much I must have paid in PPI over the years, without seeing how little benefit I would ever receive from it. You think at the time they are acting in your best interest but without it would probably have been debt free some time ago!

Well done on getting your money back where it belongs.:T:T:T

Footiemad_2

bladerider wrote: »

I have already received a cheque for ppi reclaim Di. this is regarding the treatment i got from tesco's ppi claim personel during the year it took to sort it out. but thank you for the reply. truth be told i love a good fight so i'm enjoying it

Well done on the compensation. Hopefully they will think twice on dragging their heels. They all like taking our money but not giving it back. Good for you.:beer:

dynoman

Good morning all,

After 10 weeks from putting my claim in against Northern Rock, i have had an offer this morning of just under £1500 on a loan that i only made 11 payments on before clearing the loan early.
Big thank you to Money saving expert and all for their guidance.
Only 5 more to go..................

di3004

dynoman wrote: »

Good morning all,

After 10 weeks from putting my claim in against Northern Rock, i have had an offer this morning of just under £1500 on a loan that i only made 11 payments on before clearing the loan early.
Big thank you to Money saving expert and all for their guidance.
Only 5 more to go..................

Well done to you!:beer:

And good luck on the other lot too!:j;)

klflosser

Offer from Capital One today - £1049.47 full PPI refund plus interest. Just gets better.
Letter from M&S Money saying on hold awaiting outcome of judicial review. Says that FSA rules on complaints handling go beyond rules and regulatory requirements that were in place when loan PPI was sold. Loan was for 5 years started in 1999. Loan was for £7802.46 and total paid was £12008.54 !!