Travel credit cards

stevenpc

i wouldnt cancel  until i had another card i cancelled a card that i no longer used and my credit score went down.

If you have had the card for some time with a good record that helps when applying

eDicky

Do you mean that when using the MSE eligibility checker for suitable 'travel' credit cards it indicates a low percentage chance..? How long ago was it..?

Have you checked the three credit reference agencies to see what's recorded on your history, possible mistakes etc..?

Judging by the several threads full of tales of woe about JaJa, you would do well to ditch it.

There are various debit cards for travel, such as Starling Bank, so there's no need to be left without a card.

[Deleted User]

I chose the Barclaycard Rewards card on recommendation from MSE. It arrived today and I'm already considering cutting it onto tiny pieces and returning it to Barclays. I've spent over three hours trying to register it and get the app running, spoken to five customer service agents, been cut off twice, been told that there was no trace of my card in the system, been given phone numbers to call that were "not currently in use"... I can't remember a worse customer "service" experience. It appears the only way I can complain is by getting out my quill pen and parchment and writing to an address in Leicester. You have been warned.

RickMoney

Is the Creation card still considered a top pick for overseas spending? I've not seen it on the recommended list for a long time but I get that there is no sign up bonus or cashback. 

chrisx1

Does anyone know why [Nationwide Credit card] & [METRO bank Debit & Credit cards] are omitted from the list of good card for overseas spending ?

I own those 2 cards, as they were on the MSE list a few years ago, and after double-checking, they still have ZERO charging (I see only the typical VISA/mastercard 0.3% delta compared to xe.com interbank rate for my last few EUR payments)

J_B

chrisx1 said:

Does anyone know why [Nationwide Credit card] & [METRO bank Debit & Credit cards] are omitted from the list of good card for overseas spending ?

I own those 2 cards, as they were on the MSE list a few years ago, and after double-checking, they still have ZERO charging (I see only the typical VISA/mastercard 0.3% delta compared to xe.com interbank rate for my last few EUR payments)

The Nationwide is certainly no longer available to new customers, so maybe that's why it's not on the list.

Can't comment on t'other

lizevans55

Doesnt the advice need updating now that foreign banks are starting to charge uk card holders to withdraw cash?

stevenpc

not sure if the banks branch atm are charging what i do know from recent trips all the atms ive tried clearly say there is a fee for cash withdrawals for none local country issued cards so its not just uk cards its any card issued in a country other than the country you are in it also says it is not a bank charge/fee it is a fee the atm provider is charging.Have not tried at an actual bank as not found one in the area i visit.

NewPieman

I have a JaJa card (was Post Office) which used to be one of the Best Buys - when I review the Travel Card article there is no mention although when I put it into the "How much does your card charge?" box iy comes up with : 

Jaja - Credit Card

This is a top overseas spending card

One of the best cards for spending overseas - well done! You get perfect exchange rates. It's far cheaper to spend on the card than withdraw cash.

I'm guessing it's just an editorial decision.........we will be using it in the summer - may need to talk to them to up the limit a little as we're paying for the hotel when we arrive..........

voodoomox

RickMoney said:

Is the Creation card still considered a top pick for overseas spending? I've not seen it on the recommended list for a long time but I get that there is no sign up bonus or cashback. 

Creation is no longer accepting new customers entirely. Their service is also atrocious - I used to have IHG Premium card and they shut me down with no refund on annual fee. The card doesn't come with fee free overseas spending though.