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Travel credit cards
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Thanks folks,
This is the discussion thread for the
Travel credit cards guide.
Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.
Thanks folks,
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"What's the deal with the debit card and overseas transactions? The debit card with the account has no fee or load for cash withdrawals abroad, making it a leading debit card for overseas use, but still has a 2% charge when using it for overseas purchases, so don't use it for this."
Maybe they are watching for people who always repay in full!
Not sure why they'd want that though - they won't make much money off me.
They offered a pretty high limit, but before final approval I had to phone them and they quizzed me about all my other available credit.
I'm going to New York in December and wanted to get a credit card for my trip. Is it better to get one that offers 0% interest or one that is free to use abroad? I'm not sure what would be more beneficial. I'm not planning on spending loads on it I just want it as back up. I don't currently have a credit card.
Thanks for your help!
Strange question. How can we know as to whether you would keep a debit balance on the credit card for months?
If not, no fees abroad of course.
I tried that and it appears that you need not only to pay in the amount you withdrawn but all purchases before that. (I guess because APR on both spending and withdrawals are the same then don't have to accept your payment for withdrawals first.)