MoneySpendingProfessional wrote: »
I cannot praise the Starling bank account enough - their set up was so easy, they have NO charges for withdrawal, no minimum pay ins, you get Interest on your balance and you can use t anywhere. I've personally been to Canada and North Cyprus and had no problems anywhere, you just treat it as a credit card when you are there. And I've actually just used it as a savings account when I'm not away. The app is great, really helpful and informative you can see how much of your spends were on holidays / transport / eating out / groceries / entertainment / shopping. Super easy and user-friendly and no fees! yay!
ian210 wrote: »
I have just read the tips on pre-paid credit cards to use abroad. I am going to New Zealand next year and have a Santander Zero card which I normally use abroad. Martin recommends the Fair fx card to use as a pre-paid. My question is which is the cheaper to use, as I have only ever used my Zero card. I am told that Credit cards don't always work in NZ.
eDicky wrote: »
Zero will give you the ideal MasterCard rate whereas FairFX use their own rate, 2-3% worse (on the same day).
If you want a good prepaid account card (as opposed to a true bank such as Starling or Monzo) that uses MasterCard rate with no fees (except £1 per cash withdrawal after the first two free per month), there's https://loot.io
I doubt there would be any problems using your Zero card in NZ, but you should always have some backup anyway.
stevenpc wrote: »
just had a look at the loot link its says the mastercard rate on the day you make your transaction is not the actual rate of exchange you get as you get the rate on the day the rates have settled ie a couple of days after the transaction
eDicky wrote: »
It's the same with any card using MasterCard or Visa conversion rates, including all credit cards.
Account was closed due to a misreading
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