stevenpc wrote: »
revolut and creation cards both mastercard give you the the rate at the time you use the card not what the rate is a couple of days later it can take creation a couple of days b4 it apears on your account but the rate is whatever it was on the day you used the card.
SciShooterMatt wrote: »
As I currently don't have a credit card, I am looking to get one before our holiday in May (Morocco). I was hoping to use it for paying for the hotel and other spending. It would be nice to be able to use it at home as well especially if it has a cash back offer (for instance). The only issue I see is the credit limit available. Does anyone have experience of this or and advice? I got in touch with Tandem and they told me that the max. credit limit was £1200 regardless of credit score. I was hoping for a limit higher than this. Are there cards which have a higher initial credit limit given the above details (assuming credit score is sufficient)? Or would people apply for and take 2 cards and spread the costs over both? I haven't had a credit card since 2017 (due to not needing to use it) so any advice would be greatly appreciated).
Nick_C wrote: »
Tandem have two different credit cards.
The "Journey" card is for people with a "limited credit history", and has a maximum credit limit of £1200.
The Cashback card, for users with a good credit history, offers credit limits between £500 and £12000.
Both cards offer no fees on purchases abroad, but the "Journey" card does not offer cashback.
Unfortunately, not using credit is not seen as a good credit history by lenders!
ananassassin wrote: »
Never did I hear about this policy and thought my money was safe, this is preposterous to me?
Epona wrote: »
Just a note on the travel credit card guide on the main site.
Barclaycard Platinum cashback looked the best for me, so I started an application.
Despite the article saying that "The Barclaycard Platinum Cashback Plus card has no fees on spending or cash withdrawals overseas", I checked the T&C and they wanted to charge me £2.99 per non-sterling transaction.
Time to revisit the article perhaps??
Account was closed due to a misreading
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