📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

NST: May the odds be ever in your favour!

1151618202153

Comments

  • Calling14
    Calling14 Posts: 3,498 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Nannygladys my downfall is plants too. Lidl has so many good ones.

    Messy mare Congratulations on becoming Mrs Messy mare, hope you have a lovely honeymoon. I live in North Wales gorgeous places to visit. Enjoy yourself and worry about money when you come back.

    Checking in today will be 5/20 SFD.

    Off work this afternoon after yesterdays success of picnic set with grandson - having another indoor one this afternoon. He absolutely loved it.

    Changed my Blood Donation till next month, feel exhausted lately need another month to catch up up. Seem to go a lot more lately?

    Have a nice day folks. x
    LBM 13039 1.1.13 Now £0 Finally Debt FreeMortgage free Oct 2019:)EFund/savings £25000 10/11/22
  • academiablues
    academiablues Posts: 170 Forumite
    Bake Off Boss!
    Turtles, hello! You're all so busy! Shyspender, as far as I'm aware fuel doesn't count as long as you've budgeted it (apple, am I wrong?) so you might have SIX SFDs! :D
    Yesterday was a NSD (volunteering again) and today will hopefully be one, but I have to walk across the retail park to get to the polling station and I'm really craving crisps and chocolate and diet coke (as usual) :-/ I will be for another few days or so, I just have to resist and by next week I'll be back to my usual thrifty self!
    I hope the turtles who can/wanted to have had a chance to vote today, and the ones that couldn't/didn't want to aren't getting preached to too much about it :)
    Bought my first house in 2014 - now, to be mortgage free! :D

    New York, New York: 3150/4000 (79%)
    Emergency fund £1000/1000
    Survey earnings 2016: £40
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    If fuel is the ONLY thing you buy (along with medication and ys bits) then you can still claimyour NSD. Yay!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • Caeraugirl
    Caeraugirl Posts: 593 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    So not a SFD, but have to say was actually quite resentful that I had to spend as still had milk left lol!

    Still, have now put £20 to one side for milk, was thinking it's too much but then again, maybe not.... Will be interesting to see both how much I buy each month and also how many SFD's I can log if I don't have to break one for milk purchases.

    Thought while I was at it would get another (big) spend out of the way to get my wedding ring repaired - had to have it cut off when I broke my finger a couple of months ago, and after toying with buying a replacement I'm getting it resized and repaired as I have had it over 20 years. Would probably have been cheaper to get a new one, as it turns out! It's paid for now though so no point worrying about the cost, just need to be mindful of my other spends for the month.

    Hope you're all having a good day x
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 8/10
  • apple_muncher
    apple_muncher Posts: 15,241 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    :D Don't give up your day job! :D

    Here are a few things for you to ponder and consider over the next few days. You do not have to post your thoughts, but do keep a note of them somewhere safe (that won't get kondo-ed...)

    1 Make a note of your passions, hobbies and new activities you would like to try.

    2 Imagine your life 5 years from now.

    3 Consider the following categories and write down where you are dissatisfied, or hate it, or it drives you mad. Then note down 2 realistic solutions and 2 fun alternatives.
    a Job/work
    b Money/wealth
    c Home
    d Health
    e Spare time/play/fun

    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • shyspender
    shyspender Posts: 352 Forumite
    Part of the Furniture Debt-free and Proud!
    I forgot that, so, six SFD's. Spendy day today though, only little though. I walked to the polling station and then walked on into town. For my fit-bit buddies, that's why the spike in my normally poor step count, lol.

    Pottered around town running a few errands. Went to the library to get recycling bags, don't ask!, they didn't have any. I did register though and they have a cool key fob library card. That is an ingenious idea if you ask me.

    Got the bus back. Was quite pleased with the price, it was only £1.10. Have just got out of a soak in the bath. No Epsom salts Lilt but I got a herbal salts sachet from savers. Will see what it does. What i really need is a proper massage but I can't get in with my ex boss's wife until next week. That is unheard of! OH gave me a massage on Tuesday night which actually really helped but I think she was a bit scared to pummel me too hard.
    Feb NST #4
    Food £16.55/£200, Fuel £0/£250, Ents £17.47/£180, General £4/£100, SFD 8/15, LTW 11/16
    Debt Free Date Friday 29th March 2014 :j
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Congratulations MessyMare, may it be a long & wonderful marriage.

    Stewby - If 'busting makes you feel good' you should totally go for the amazing 80s tracks :)

    Caeurgirl - Sorry to hear about your ring, thats sad. I would have totally had mine fixed too. A new ring is just not the same!

    Apple - Thanks for the new challenge.

    Declaring NSD 4 here!

    The gods smiled on me today, the cafe was bustling all day. If tommorow is good too, I should just claw back where I need to be.
    Totally pooped, going to go and quickly vote when OH gets home to relieve me, then off to have a hot bath.

    I also recieved the £200 from the ombudsman today that they'd promised, so have put that in a paying in envelope immediately & sent it off.
    And my Emergency fund got a little unexpected lift of £1.93 in interest today, so taking me up to £742.60/£1,000

    Have a nice evening all.
    Bob
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
  • Doris17
    Doris17 Posts: 925 Forumite
    Tenth Anniversary 500 Posts Name Dropper Combo Breaker
    Hello everyone,

    Been with out internet for the last few days,very annoying. Lots of catching up to do. Three NSD for me since my last post.
    Mr Doris is very upset this evening,something has been in the greenhouse eating the seedlings, so he is off to buy so bug spray tomorrow,we do try not to use sprays etc, but on this occasion I think we need some.
    Went to vote after work,walked down to the polling station with our dog, not a lot of people about at all and they have been quite today.
    Off to catch up on the thread. Back later. x

    "Make Everyday Count"



  • DrCarrie
    DrCarrie Posts: 923 Forumite
    Ninth Anniversary 500 Posts Debt-free and Proud! Photogenic
    1 Make a note of your passions, hobbies and new activities you would like to try.

    2 Imagine your life 5 years from now.

    3 Consider the following categories and write down where you are dissatisfied, or hate it, or it drives you mad. Then note down 2 realistic solutions and 2 fun alternatives.
    a Job/work
    b Money/wealth
    c Home
    d Health
    e Spare time/play/fun
    [/LEFT]
    [/CENTER]


    Love it apple muncher! Will think on it. Stewby I agree with bob...busting makes you feel good. The wedding sounds lovely and intimate.

    I am totally whacked...made it t 4/20 SFD's and on the movement front I have been to yoga twice and walked up and down the stairs at work, not so good on not getting the tram home.

    Been and voted now fit for nothing, but could do with an epsom salt bath...

    Well done everytrurtle.
    3-month emergency fund (Cash ISA & PBs): £4744/ £6,000
    Stocks and shares ISA: £1497
    Additional pension contributions £0
    Overpayment on mortgage: £0
    Big Renno..£0
  • nannygladys
    nannygladys Posts: 3,235 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    So sfd number 5
    £21.26 spent
    Went to vote, apply for my bus pass, read my meters and submitted the readings, replaced library card as I'd lost my other one, made the next two days work lunches and made dinner for today and tomorrow, so I feel as if I have achieved a few things today. Oh did some house work as well.

    Just popped in for a couple of minutes as I have a bit of mending I want to do before bedtime.
    Nannyg
    £1 a day 2025: £90.00/365 Xmas fund
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.