Payment A Day Chapter 16

Erme

I have woken up clueless re budget and with dry eyes....that's the end of brunch with social group (As have coffee out this pm) and the eye drops I need are £3....

My head is already confuddled and it's not even 8am!!! - go on parents of little ones - tell me your secrets for clear headedness this time of the morning LOL

I got so much stuff on debit card over the weekend it's unreal (and causing the confuddle)....rule one of debt busting/budgeting - cash is king!!!

E

sunshine81

Oh dear Erme I don't have any secret, my little boy is watching TV and I'm eating porridge waiting for the fuzz to clear!!

Cash is definitely king, especially since I heard contactless payments do not come off your available balance immediately in the same way debit card payments do, makes keeping track even harder, pesky banks!

Just sorting out my PAD for the day, will be later on I've decided to stay in do some jobs and a full financial analysis on what to do with incoming funds :rotfl:

MessyBetty

Good morning everyone

Sunday's PAD's were a fab £290.92 well done everyone especially those who have made their first PAD :T:T

Another £10 for me today to cc.

Have a great Monday everyone

MB x

milky1991

It's a pad of £1.05 for me today please MB

Dizzy_Imp

Bobarella wrote: »

Sneaking in to say hello

Sorry to hear your pooch needs such an expensive op Diz. Is any of it covered by pet insurance?

Hi Bob - hope you're enjoying time with your little one :smileyhea. Sadly, one of our cost-cuts was the pet insurance (obviously I'm not actually lucky enough NOT to need it 4 weeks after it's cancelled :mad:) DH has got a cheaper price via his extensive contacts, so booked in for the op next Monday.

Munchin wrote: »

Hi all

Thanks for the welcome . My first pad is £12.30.

Hi Munchkin :wave: welcome to the madhouse x

Erme - my secret to being bright-eyed at 8am is to be up before 6am (not through choice) , so 8am feels like the middle of the day :rotfl:

£10.00 PAD for me please MessyBetty. My sky rocket has crashed back down to earth. Ah well...

Laters peeps x

kirtsypoos

Afternoon All,

my PAD for today is £8.00

jkm1000

Today and yesterdays PAD, £1.86

Munchin

Hi all

£1.05 today

sunshine81

Today's PAD done, £24.63. £20 to Barclaycard and £4.63 to EF.

xx

lessavyfav

£6.50 from me today!