Payment A Day Chapter 16

Erme
Erme Posts: 3,597
First Anniversary Combo Breaker I've been Money Tipped! Debt-free and Proud!
Forumite
edited 17 May 2016 at 4:49PM in Debt-free wannabe challenges
*The principles of PADding*

Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now)

The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200 pages, challenge is continuing on a brand new thread.

The principle of the idea is that you pay any extra money you have against a debt to clear it a little bit quicker. Not everyone makes a daily payment, but instead they save money to make a lump sum at the end of the month. You can do it anyway you want to, but join the thread and let us know how you are getting on.

Some PaD-ers have cleared their debts and are now focusing on saving following the same principal, so they still post on the thread. Anyone is welcome to join in at anytime.

Best wishes to everyone

PS. Here are the rules :D


*The Rules*
1) To assist the monthly 'counter-upper' please post your PaD in Bold, colour, large, or all three
2) Once you join, you cannot leave Banane21.gif

PS. As per request this is the total padded for January 2015 -
£ 22474.19


E

If you haven!t already, join the forum to reply!
[purplesignup][/purplesignup]
:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
«134567398

Comments

  • Serendipitious
    Serendipitious Posts: 6,446
    First Anniversary Name Dropper First Post Combo Breaker
    Forumite
    Oh, logged in to make a PAD of £8 and what do I find but a shiny new thread !

    Anyway, here it is. £8 today please.

    And thankyou Erme for the thread. Let's fill it up with lovely things.:D
    “All shall be well, and all shall be well and all manner of thing shall be well.”




  • Good morning fellow PADders :hello:

    My PAD today is £78.95 between new savings account and money box please Flump :T

    Happy new thread, thanks for starting it Erme :D

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • Just an iddy diddy 21p for me today please
    A Payment A Day keeps the debts at bay
    PADS 2016 = £222.57

    Frugal living challenge 2016 1129.71/3660
    = 14.86 per day/10.00 per day
  • flumpkin
    flumpkin Posts: 365 Forumite
    Total for 24th April is a fantabulous ...





    £56.75





    desismileys_7026.gif Paddie Power desismileys_7026.gif
    .
  • flumpkin
    flumpkin Posts: 365 Forumite
    Ooh lovely new shiney thread - thanks Erme.

    Good to see you Catlady banana_smiley_14.gif. Great news on the OD reduction. Happy dance! dancing-cat.gif

    My PAD today is £2 to TSB.

    Have a lovely weekend xxx
    .
  • Good morning fellow PADders :hello:

    My PAD today is £4 to money box please Flump :T

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • bexidina
    bexidina Posts: 30 Forumite
    Good morning PADers.

    Lovely new thread!! My PAD today is £2.21 only small but its coming to the end of the month and I have no pennies left!! :D

    Have a lovely weekend

    xx
    DFW starting seriously in 2014!
    Total debt £4145.04 :mad:
    Aim to be debt free by 2016! :j
    NMBB - 10/150 - current:
    15 Craft in 2015 = 0/15
    PAD - Joined 30/12/14 £56.92 extra paid off towards debt.
  • flumpkin
    flumpkin Posts: 365 Forumite
    edited 26 April 2015 at 9:15AM
    Total for 25th April is a super-duper ...





    £89.16





    Keeeeeep Padding!
    End of weekend 'April running' total coming tomorrow accountant-smiley-emoticon.gif
    .
  • Azzzaa
    Azzzaa Posts: 346
    First Anniversary Combo Breaker First Post Car Insurance Carver!
    Forumite
    I shall go along this with this, I have no debt thankfully so i'll be putting any payments i get/find into a pot which shall go towards my savings for a canal boat!!
    Documenting my journey from full time support worker to full time eBay reseller :)
  • flumpkin
    flumpkin Posts: 365 Forumite
    Morning All - lovely day here

    I am off to play in a St George's day parade today with my brass band so hopefully it will stay that way :D If not I have a large funnel in which to collect any rain :rotfl:

    My PAD today is another £2 to TSB (can't wait for this months statement so I can update my signature total).

    I have had a lovely time as counter-upper, but as we are coming to the end of April (and I am running out of adjectives) are there any volunteers to pick up the baton for May?

    relay-race-smiley-emoticon.gif
    .
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