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Payment A Day Chapter 16

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Comments

  • Morning everyone!

    A small but perfectly respectable £1.94 off to Santander this morning... Watch that balance fall!

    Have a good day

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Sorry forgot (Well procrastinated more like) to record a decent PAD yesterday (finally got my head round it LOL) for the first time in about 6 months!!!

    £150 to savings

    and now I have sleep semi fixed I've got cold hands and feet - tis life - but scared of putting the heating on because I don't want huge heating bill. Fab social housing I live in - shame about the insulation..

    Nuff said!!!!

    Happy Thursday

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Morning lovely PADders x

    Rubbish night for me - up coughing and sneezing (oh how I love a good old autumn cold). DH slept right through it! Dosing up with flu remedy as we speak (or croak in my case)

    Erme - please do not get too cold. I've been heating my hot hop sack in my microwave to keep my tootsies from getting frostbite and I tuck one in with each of the boys when they go to bed. Added bonus is that the smell makes them sleepy!

    £62.12 PAD for me please - two payments combined. As you say LMD - small but perfectly formed :)

    Have a great day xxx
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Urgh autumn colds are rubbish, hope you are better very soon. I've put the heating on this morning, just for half an hour to get the temperature up.

    Thanks for the advice re EF, we already have an ISA saving towards the house, and I like to keep things separate so I think I'll just keep it in my spare current account for now.

    Keeping PAD's moderate until payday now in case anything crops up, baby due any day so want to keep some funds in the current account just incase. So £10 has gone into the eSaver towards the overdraft debt.

    Have a good day, keep warm x
  • milky1991
    milky1991 Posts: 837 Forumite
    Part of the Furniture Combo Breaker
    Morning all payday at last :j:j

    So a pad of £75 for me today please MB. :)
    As of 24th August 2016 total money owed was
    £15,708 :eek:
  • Good morning everyone :)

    Wednesday's total was 190.37 a great total as not everyone is PADding at the moment so well done to all those who are still managing a PAD :j:j

    Have a good day everyone :)

    MB x
    EF #40 £250/£1000 Sep PAD 26/30 £700/£700😀 Oct PAD 1/31 £300/£500
    Debt free date Dec 2016
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Morning all,

    I'm on a serious countdown to payday at the moment!

    PAD of £2.72 to vanquis for me please :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Good morning fellow PADders :cool:

    Seems like a long way to pay day here so PAD today is my usual £2 to moneybox please MB :T

    Have a super day everyone :)

    TTFTM x
    LBM 10/1/12 ~ DFW Start 6/2/12: £82,344 ~ Now Zero
    :staradmin:starmod::staradmin Debt free 17th April 2015 :staradmin:starmod::staradmin
    Eternal thanks to the DMP & Mutual Support (no.439) and Payment a Day Threads
    Mortgage free 3rd July 2014 - Grateful thanks to the 2013/14 MFW threads
    "Debt is normal. Be weird!" Dave Ramsey
    Proud to have dealt with our debt :)
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi again all,

    Was messing around the the whatsthecost snowball calculator and never even noticed before that I could save my snowball and see the different PADs make....needless to say I had to make an extra PAD to see how it worked :rotfl:

    So a second PAD for today of £2.86....I hope OH doesn't mind scrambled egg on toast for tea :o
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • Morning!

    A bank round down to the pesky Santander card of £3.68 today please

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
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