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Payment A Day Chapter 16

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Comments

  • Dizzy_Imp
    Dizzy_Imp Posts: 2,782 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    Afternoon PADders :wave:

    OK, well DH has come up trumps with a much cheaper vet's fee through his network of contacts, so things aren't as grim as they could be, but in preparation for some big spends my PAD has been scaled down (although still respectable) to £117.62

    I'll catch up later x
  • lessavyfav
    lessavyfav Posts: 232 Forumite
    £8.60 today. Behind for the past two days as I just started a new job but will get back in to doing it daily!
    Giant London-sized mortgage (started July 2017) £472,561 /£499,000 Current LTV 85%
    S&S ISA £947
    EF: £15,000£15,000 100% to goal
    Renovation fund: £7,275/£10,000 72.5% to goal
    Car savings fund: £9,580/£13,000 73.6% to goal
  • Munchin
    Munchin Posts: 2,816 Forumite
    Part of the Furniture 1,000 Posts Photogenic Debt-free and Proud!
    Hi all

    I would like to join please :) as I need to get rid of £2000 on the old credit card:o
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,710 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Welcome Munchin :wave:

    Get Padding when you are able to and watch that credit card balance diminish!

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • sunshine81
    sunshine81 Posts: 1,485 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker
    Evening all!

    MB - is Friday's total right? As you said it includes your amazing PAD of £300 but the total is £117? Or is baby brain really sinking in!

    Welcome to Munchin, this is a fab thread, remember every little helps even if you can only do a PAD of £1 (or less) some days that is still £1 less than you owed yesterday and a £1 less to be charged interest on. It really adds up!

    I don't often wish days away, but I'm waiting on tax credits arriving on Wednesday! Things are a bit tight until then but we will get there. A £112 EOn overpayment refund, OH's £165 tax rebate and £5 paypal from Swagbucks shouldn't be far behind either :) guess where lots of that will be going! (though some will be going to OH's car fund).

    Anyway ramble ramble, today's PAD is £8.96 to the Barclaycard xxx
  • sashanut
    sashanut Posts: 3,252 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    Hi all :j


    Popping in to PAD £30.00 :jpayment

    to cc plz MessyBetty - thank you!!


    Hello & Welcome to all newbies & returners :T:T:T:T
    New start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear
  • jkm1000
    jkm1000 Posts: 23 Forumite
    PAD today of £198.36 (sold a games console on ebay)
    STARTING DEBT: £10,298.65 LOAN: 5359.69, OVERDRAFT: 1541.55, CREDIT CARD: 3398.41
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi all,

    Very late PAD for me for Saturday but here nonetheless! My PAD is:

    £7.60 to CC (can't bold etc on my phone, apologies MB! Will try and fix when I can get to the laptop!)

    K x
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,710 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Morning all

    A bank round down for me today of £6.58 to credit card please MB

    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Bobarella
    Bobarella Posts: 10,824 Forumite
    Savvy Shopper! I've been Money Tipped!
    Sneaking in to say hello :)

    Sorry to hear your pooch needs such an expensive op Diz. Is any of it covered by pet insurance?
    " Your vibe attracts your tribe":D

    Debt neutral :) 27/03/17 from £40k:eek: in the hole 2012.
    Roadkill 17 £56.58 2016-£62.28 2015- £84.20)
    RYSAW17 £1900 2016 £2,535.16 2015 £1027.20
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