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Last few steps of my journey need somewhere to keep focused

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  • LastFewSteps
    LastFewSteps Posts: 220 Forumite
    edited 13 September 2015 at 12:00AM
    Been another long week but finally seeing a little light at the end of this tunnel :) dh is moving a little more and starting to do small things for himself, I'm so relieved :) we see the consultant this week but hopefully this small progress is enough to not need an op, last week the Dr thought he probably would need one but my fingers are crossed, we will know mid week, maybe a miracle in the next few days would be nice :)

    Children are all getting the school bus now which has saved me an amazing amount ! Haven't spent much on shopping this week, put few things on eb@y will put the balance into savings,

    Exam end next week, been spending every day revising, am panicking my mind will go blank as soon as I sit down :(

    Another busy week ahead.

    The two houses I like are still for sale and reduced price again :) I live in hope :D
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • Been a really hard week, just so much to do and I feel like we are going from one problem to the next, had hospital appointments everyday this week, Dh has to have an op :( got to wait 8 weeks and then add recovery time, Which will take us weeks over the end of his full pay, am starting to worry he won't have a job to go back to :(

    Money wise all ok, debts up to date although I haven't added up the total but I've managed to pop a bit extra into savings, but I can see this being used for living expenses after dh op and end of his full pay :( and now starting to worry I then won't be able to keep on top of the bills just as I've got everything where I want it to be, this has never happened to us before so I don't know what on earth I'm supposed to do if it gets to the point that dh has no job or the pay drops, just got all sorts going around my head today that needs to be sorted out, worry worry worry :(

    Why doesn't anything go to plan, I don't ask for much, just want to pay bills, save a bit and buy the new home we should have bought last year, I don't want fancy cars, clothes, holidays or any of that stuff, just a home to settle down in again, I'm really missing our old home now and wish we'd never sold it :( we work really hard but I feel like everything's a battle, I get one thing sorted and another thing pops up :(

    feeling really fed up and sorry for myself today,
    I'll be fine tomorrow I suppose,
    everyone gets a bad day once in a while
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • Hey Lastfew,
    Haven't been able to read many diaries recently, but just had a quick catch up on yours.
    Sorry to hear you have been through a rough few weeks, with DH off work and in pain, the new school year to deal with and all the hospital appts and worry associated with work. Has Dh discussed with employer - that might help ease the worry if he knows the job will still be there? You are doing really well holding everything at home together, as well as applying for jobs and getting interviews and studying....enough to get even the most positive people down!

    It does seem sometimes that it is just one problem after another. It will get better, keep strong and be kind to yourself.

    Lots of hugs
    NOA
    xx
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Thank you NOA x

    Well a bit more positive this week
    I got a job !!
    I started yesterday, it was ok, I'll settle in to it and its pretty easy work, when I got home I'd had an email to interview at another job I'd applied for !! So I'm desperately trying to rearrange the interview as I'd prefer this job if I got it, fingers crossed they can change the interview,
    Dh op has been brought forward, he goes in next week :eek:
    It's all or nothing :D
    I've rearranged the house, given it a really good spring (late I know) clean and unpacked a few pieces I'd left boxed for moving, feels a bit more homely there now :)
    Added a bit more to savings, as things seem to be turning a corner I'm praying the savings don't get eaten up by living expenses if dh can't go back to work, fingers and toes crossed,
    Got lots of things on this week and next between dh and children, hospital and dr appts, new job, also next part of my course starts, and I've got some work to do through my self employment,

    It's all go at the moment, turn around from last week though thank goodness :)
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • Hiya hun - so sorry I didn't comment on your last post as I've only just seen it. The amount of sad faces really jumped out at me but I see thankfully you're on the up. Well done and give yourself a huge chocolate bar for sticking with it - you are doing fantastically and it will all come right in the end. Unfortunately these things are sent to try us. Keep smiling x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • LastFewSteps
    LastFewSteps Posts: 220 Forumite
    edited 29 September 2015 at 10:28AM
    Oh thanks DebtFree x and no need to apologise but thank you for your thoughts x
    just writing it all down is helpful, I don't want to say it to dh he's got enough to deal with,
    Going to have a cuppa and catch up on everyone's diaries that I've not had time to read before the rest of the days madness descends !

    just tried to rearrange the interview, they were very unwilling at first but I was pushy for a change and told them how much I really wanted the job so hopefully they will call me back with a suitable time, i cant very well ask the new job ive just started for time off to go to the interview for a job I may not even get, so I thought be pushy with the interviewer, ive nothing to lose so I may as well try :D
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • Oh good grief, what to do now,
    Interview has been rearranged but I still have to try to get out of the new job I've just started to get to it in time, so now I have a dilemma,
    1. Forget it altogether and stick with new job
    2. Leave new job on the chance that I will succeed at interview
    3. Make up some excuse to leave new job early, not going to look good as it would only be my 3rd day !

    Mind is going in circles, money's good with the job I've just started, but, the hours are much more suitable for the family with this other job and it's a much better place location wise and all round a much better opportunity

    What to do, what to do ........
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • Up and down, up and down, that's the theme of life here at the moment, we seem to be going from a positive to a negative every five minutes !

    Dh had his op, and is now having treatment to regain his movements, which is great :) BUT, he lost his job, company made him redundant, which really is not great :eek:

    Panic set in but I refuse to let it overcome me,

    dh can't do anything about work until he's well enough which I think will be in the new year, I got a job then left a job and now have lots more interviews lined up so I shouldn't be out for too long, I won't earn anywhere near what dh earned but its better than nothing, its also given me a kick up the behind to get my work into shops which ive done and am now looking for more places to sell, fingers crossed this all works out,

    Unfortunate thing is the savings we'd put aside for buying a house will now take a hit while dh is unable to work :(

    while all of this madness has been going on I haven't kept track of our debt total :eek: I've kept up with paying everything but have no idea what's owed at the moment so that's my job for today !

    So in all its been an absolute nightmare, ive been worried to the point of despair but ive realised I'm stronger than I thought, my job now is to make as much money as possible to keep everything ticking over so that dh can rest and recover

    Money is important but its not everything
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • All bills paid and up to date,
    not checking totals at the moment as I've decided it will be on my mind and getting me down so I'm leaving it all alone until dh is well enough to look for work again,
    For now I'm just paying what we can, not overpaying anything as I need to keep as much back as possible,
    the usual monthly budgeting is fine when you know there's a wage at the end of the month, but with nothing coming in for a while I'm finding it really hard to get used to,
    this is going to be harder than I thought
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • You can do it hun. Stick with it. So sorry to hear of what you are going through. Life can truly suck at times!
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
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