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Last few steps of my journey need somewhere to keep focused

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  • LastFewSteps
    LastFewSteps Posts: 220 Forumite
    Well the summer holidays have finally arrived and the days are already flying by :eek:

    Not a lot of debt busting done the last few days but I have done quite a bit of spending :eek: those dastardly children have caught me off guard the little monkeys :)

    Going to check the bank and book of doom tomorrow, when I will hopefully feel more courageous :D
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • princesst84
    princesst84 Posts: 641 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Just read through your diary and you are doing fantastic! Well done on blitzing those debts.

    I really like your attitude to life in appreciating the small and important things. I am trying to find pleasures in the simple things and not get so caught up with things that cost money.

    Will keep reading. Good luck with the saving for the house
    x
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Hiya hun
    Sorry not been reading as much - glad to see you are doing well and still plodding away. Enjoy the holidays :)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Hi both :)

    DebtFree, you have nothing to be sorry for ! You have more than enough on your plate at the moment x

    princesst84, thanks for your comment :) I've always had a pretty positive attitude (except the odd day here and there :D ) I did have a blip but I've realised it's the free things life gives us that make the difference, don't get me wrong I do like the odd shopping day and we like to go out places and have holidays but I no longer waste money on stuff that I won't use or remember in a years time !

    Just made a small debt payment bringing my total down a little more, I would love to be under £9k next month but realistically I know that's not going to happen, what with the cost of full new uniforms for 3 children (why do they have to grow ! Maybe I should stop feeding them :rotfl: ) and a week away and a few treats over the hols I'll be lucky to have any spare cash at the end of this month never mind next month !

    We had a lazyish day yesterday, the children had their pl@ystations, which I really think should be called ragestations, and we watched a bit of TV, I gave the house a clean while dancing to some old CDs (90s :D ) I don't know if Ds2 was more appalled at my dancing with the duster or the awful music his ears were being subjected too :rotfl:
    Nothing like a good dance around the house to embarrass the children :)
    It's the simple things that make our life happy :D

    we are away next week. It will be my first full week in a tent ! And no electric :eek: but we do have gas so dh can wake me with a coffee and a cooked breakfast :rotfl: a girl can dream :) Ds2 found a l1dl and ald1 near to the campsite so I won't need to do any food shopping before we leave which will save a lot of space in the car and stop me over spending as I always panic buy food when we go away !

    Reading day today and I also need to finish my assignment, only one more to go and it's the end of my course ! can't wait for a break :D
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    What will you do when you are finished the course then hun?

    At the risk of sounding all mother hen, careful when you go camping as we recently had a disposable bbq incident at work where it made the CO2 alarm go off even when placed away from the tent. It could have been a lot worse. Awful things those disposable ones. Anyway - bar that have a lovely time!

    The summer holidays have a lot to answer for and our purses do take a hit don't they - at least we can minimise that if we're thinking about it in advance.

    I second the small, free things in life giving us the most pleasure. There's a board for it on the OS forum - I like to read it when I get chance. :)
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • LastFewSteps
    LastFewSteps Posts: 220 Forumite
    Oh yes DebtFree I've heard of a few people having 'accidents' with bbq's etc, I wouldn't dream of taking anything in or near the tent, I spend most of my time camping being paranoid about accidents, I never get any sleep in the blinking thing, it's usually a relief to get home and have a nights rest not worrying we're going to be blown away or some other drastic accident my brain has come up with ! My children just laugh at me now because I have so many 'what if's' and 'just incase' :rotfl: we have just bought a gas cooker with its own stand and windshield around it, it will be very far away from the tent and kept outside and already I've thought of 3 dramas that could arise, I wear myself out :rotfl:

    I've still got 4 sections left to do on the course so it's just this section that's finishing at the end of August and I then start the next part in October (I've just realised that it does read as I'm finishing the course, that's wishful thinking for you :rotfl: but when I do eventually finish the course I will do teacher training and, fingers crossed very tightly, get a job :D that's the plan anyway, it will depend on my grades but I'm doing well so far and the next sections of the course go into my preferred area so I should do even better :)
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Lol we sound very alike with all of the what ifs :) Sounds fabulous re the course and good for you!
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • LastFewSteps
    LastFewSteps Posts: 220 Forumite
    I like to call it practical parenting, my children call it being dramatic :)

    Thanks :) I've always wanted to be a teacher but family life got to me first so I'm a little late but as they say 'better late than never' and I always think how I'd hate to get to the end of my life wishing I'd done certain things so I try to make sure I do them :) I know not everyone can so I consider myself very lucky, although I don't want to do anything drastic, I've only ever wanted to do two things with my life, 1 open a shop and 2 be a teacher, I've done 1 so I'm on to 2 :)
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • NoOneAround
    NoOneAround Posts: 1,844 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hello LastFew
    Just subscribed:) been meaning to for ages.
    I too have always wanted and shop and so many people told me I should be a teacher (love children and their excitement and awe for life).
    My shop would be arty/crafty/books/stationary and lovely things.


    xx
    NOAh
    Feb2014 Total unsecured debt £72,520>>01/06/16 £68166>01/02/17 £66,600=8.18%PAID
    Mortgage Jan14=209,800 Jan15=£200,300 Jan17£180,700>OCT17 £170,200
    Health/Fitness Challenges Priority#1 Stay Fit and healthy - whatever it takes:)
    Wombling Free Cash May2016 £51
  • Hi Noa :)

    Oh I'd love an arts and crafts shop but I would probably keep all the stock for myself :D I had a wedding accessories shop, it was a long held dream and it was absolutely lovely when it came true, but sadly I couldn't manage it and keep my family life going, dh worked away alot back then and I didn't have anyone else to help me out with the children etc, but I also realised I hated being stuck in a shop all day long :rotfl: I hope that doesn't happen once I'm stuck in a classroom all day :eek:
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
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