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Last few steps of my journey need somewhere to keep focused

11617182022

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  • Dh been admitted to hospital today :(
    fingers crossed this will speed up his treatment or get him some pain relief at least
    tomorrow I must check through the bank and bills as I haven't had a chance since dh became unwell, hardly kept track of spending and I also need to book mot for my car asap, will try and get it all done before I get back down to the hospital
    So tired but can't sleep :(
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Hope things are brighter today for you both x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • LastFewSteps
    LastFewSteps Posts: 220 Forumite
    edited 15 August 2015 at 11:55PM
    Dh is on the mend :) still in hospital but improving :T
    I'm absolutely shattered, all of the extra running around has worn me out but at least I'm not wide awake worrying anymore.

    Dd birthday this weekend, not feeling up to celebrating so we will have a quietish day and will do something nice when dh home
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • LastFewSteps
    LastFewSteps Posts: 220 Forumite
    edited 19 August 2015 at 11:10AM
    Dh finally home from hospital, still in lots of pain and unable to move about much but better than when he was admitted, he's off work for a few weeks now and we're just waiting for Outpatient appointments, hopefully with further treatment and plenty of rest he will be back to his old self soon

    My car failed mot :( not sure of cost yet but I think around £300 :eek: unfortunately all jobs I can't do myself not that I'd be able to do anything at the moment anyway, looking after dh takes up most of the day, and I've now fallen behind on my course, tutor has been great though, going to try to spend the next week catching up a bit

    Also been looking for work, dh being unwell has given me a fright, I really need to find work with a regular wage I can count on, my work isn't ever regular so there are times where I won't earn anything, and it's going to be a while before I complete my course and am able to get work related to that. Seems the most available work in my area are for carers, not too sure what to do about that so going to think on it for a while

    Got to sort bank and bills later, I know everything's been paid but not sure what's left over for saving, if anything, and if I've overspent on my monthly budget as not kept too good a track on that the last few days, also not sure what sick pay dh will get so goodness knows what his next wage will be :(

    One thing's for sure, you never know what's coming around that corner, life is most definitely far too short for worrying about little things
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • Good news, dh gets full pay for 3 months, that's a relief for now, although looking at him I don't know when he's going to be able to go back to work :( still got very limited movement in both arms, on painkillers all day which take the edge off but nothing more, got Dr appt Tuesday to find out what's next

    I've applied for a million jobs.....

    Bank balance is ok, overspent on monthly budget just a bit but it's manageable, and I've paid off our overdraft, I've never added this into the debt total because its included in my monthly outgoings, being paid off every month and then used again, but I've managed to get rid of it altogether this month so that's some good news :)

    Summer hols have been a bit of a washout here, weather wise and dh, only one week left until the children go back to school and I feel like it hasn't been summer yet ! getting the last of the school bits tomorrow morning, dd only needs trousers as I bought everything for her last week, ds1&2 need the whole lot

    Plan going forward is to keep paying my set minimum towards debt total but no big extra payments, keep putting spare money away for house savings, and cut back spending as much as poss due to dh being off work incase he's off longer than expected and the full pay ends, fingers tightly crossed this doesn't happen

    And I have my last assignment to finish by Wednesday, I haven't even started it, I haven't even read anything relating to the work, it's going to be a fun few days !
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • Hey hun, hope you are ok - spunds like you've been dealt a right hand :( Hoping things have picked up for you x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • LastFewSteps
    LastFewSteps Posts: 220 Forumite
    edited 4 September 2015 at 11:01AM
    What a crazy few weeks it's been,
    Dh still off work, he may need an operation, we will know next week, he's still in alot of pain all day every day, but he has been making small improvements, he's been up and out of bed the last few days although I think he may have overdone it as he is suffering today, but still it's progress

    Children are now all back at school, my youngest has started secondary so they are now all in the same place which is great for my petrol costs, dd loved the first day but found the second day overwhelming as the whole school were back and there were lots of them and they were all very tall, :) poor thing, she's gone from a very small village school to a very large school, well it's actually quite small in comparison to other secondary's but to dd it's massive ! , so we've had a few tears but hopefully she will have a better day today and make a few more friends,

    I managed to get my assignment finished and am now revising for the exam which is in a couple of weeks, I'm feeling more positive now that we've been given an idea of what might be in the paper :)

    Also had an interview and am waiting to hear back and have another interview lined up next week, still applying for lots of things in the meantime

    Bank and bills have been tackled this morning, bills all done and waiting to leave the account, little put into savings and all debt payments lined up, I do have to tighten our belt alot as there's not a lot of the monthly budget left after the school uniform shop, I went with a list and things were added as the children remembered other things so I ended up spending a small fortune, thank goodness it's only once a year they need so much stuff all at once

    So this week I'm feeling much more positive,
    I will find a job,
    dh will get better
    our debt total, saving total and general bank balances will not look so scary from now on :D
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • You do sound more positive too - it's nice to hear. I hope DH gets well soon and is pain free even sooner!

    Tell me about the uniform - we didn't even get the expensive stuff and it still cost us a fortune.

    Take care x
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Thanks DebtFree :)

    I try to keep uniform costs a low as possible but the amount of things they need is horrendous, the boys have two different tshirts and two different shorts just for pe ! Then I have to buy a pair of trainers and togs each, and all that is just for a weekly pe lesson ! It's crazy but it has to be bought,
    Hopefully they will have good jobs at the end of it all and buy me a nice villa in a hot country :D
    Total 15th April '15 :£12594.00 :eek:
    Total today: £
    Savings Today £1000
    Xmas Shopping £0
    Don't give up, when you've reached the bottom the only way to go is back up
  • Hahaha yes they better do! Mine aren't at that stage yet. We need indoor only with occasional need for joggers however we've had all of ours handed down so far so I feel lucky.
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)

    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
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