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Half way there and a slight change of direction
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:rotfl::rotfl::rotfl: just catching up on the finish, I had to go to work, unlike you students, eh? :rotfl::rotfl::rotfl:the fact that I'd been pratting about with El the whole day has nothing to do with it, no sirree, nothing to see hear, move along
2023: the year I get to buy a car0 -
Moving along :rotfl: :rotfl: :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
You know what we could've had a party on here yesterday and we didn't ... sheesh I must be getting old if I don't recognise a party opportunity ...
Today I WILL do my work book, so that I can tick off another wee job, have loads of things I must do before I go back to uni0 -
Yes, get that book done, I have written a whole pile of keech so far today:DMortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Toddles to google keech!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Fecal matter Beanie
keech I spose is a very Scot's word ...
and hey Skinty thats more than me I tried one asking me to describe what I think a family is and realised this really is aimed at young people who generally say mum dad etc ... Ive waxed lyrical about it all ... then given up lol0 -
"Poo is obviously a lot more acceptable to many people than excrement or faeces which may sound rather technical for such a familiar substance. But it is undeniably rather a silly word. English would have done much better to adopt the Scots word keech, altogether a more homely sounding word than excrement or faeces and, unlike poo, not sounding ridiculous.
Note that the ch of keech is pronounced like the ch of loch. "Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
Fecal matter Beanie keech I spose is a very Scot's word ...
and hey Skinty thats more than me I tried one asking me to describe what I think a family is and realised this really is aimed at young people who generally say mum dad etc ... Ive waxed lyrical about it all ... then given up lol
I've stopped for lunch...Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
It has come to my attention that the standards of discussion on this board are slipping :rotfl:
Keech! 0 -
Just had an interesting phone convo, I am due a tax rebate right enough ( yay) but I may not be due to pay any extra National insurance ( I thought I was) ... apparently the two are calculated differently, Now I am going to think of it as I am due to pay it and if I am I will pay it between now and September, so will try and keep £150 put by for it as that would be the most I have to pay ( I think )
any extra from the tax man will be for summer holidays or savings or mortgage etc ... what ever needs are needing met most urgently when the money comes in
edited to add: lol Ed :rotfl::rotfl::rotfl::rotfl:0
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