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Half way there and a slight change of direction

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  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Right I've set out a very basic finance plan for January, I don't seem to have any more left over for either work or our London break

    That's gonna require some thinking I reckon :(
  • skint_spice
    skint_spice Posts: 13,461 Forumite
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    elantan wrote: »
    Right I'm gonna set a budget and stick to it ... Skint says so and she is right ... cause quite frankly I've been terrible for months


    Gonna warn you all now a) I will need text and WhatsApp back up b) I will moan like hell c) I will try and wriggle out of it

    D) I will do it

    I'm liking D:T:T I would just like to say I wasn't just nagging I was moaning about being awful myself and trying to get support:o You can only really shave the food budget, I know you aren't keen but realistically it's your best plan.
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 12/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I know you were meaning well ... your kind that way ... opened up the liquors we bought in summer ... gonna have some later on :)



    Wellllllllllllll the budget might just have to go out the window or extra added in ... I'm attempting our first Xmas dinner in 15 years and decided to put the gammon on today to boil so that I just need to oven it tomorrow to finish it off ... and my cooker blew ... I still have the oven thankfully but the hob is kaput, so phoned the inlaws and will take the gammon down there and manage the rest tomorrow on a camping stove


    Then next week sometime I will go and have to purchase a new hob, gonna be difficult though as I think we have an unusual size so will need to figure out a way to make it fit in the space ... hmmmm
  • elantan
    elantan Posts: 21,022 Forumite
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    Well cooking on a camping stove has proven to be all about timing :)


    Were not done yet, but so far it's not too bad, I do keep finding myself thinking something is gonna go wrong cause this is too easy ... just waiting for that to happen

    Hope everyone is having a good day :)
  • beanielou
    beanielou Posts: 95,999 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Won't ask why you are. Cooking on a camping stove!!!
    Have a lovely day you two. :heart: xxx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • elantan
    elantan Posts: 21,022 Forumite
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    The cooker blew up last night Beanie ... my first Xmas in 15 years and the cooker blows up


    Wonderful


    Have a good one yourself ... hope santa has been good to you xxxxx
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Don't ha just live how you have everything timed to perfection ... but the one thing out of your control IE:when people actually arrive ... doesn't go according to plan ...

    We're running nearly an hour late so far ... I mean seriously this dinner wisnae a walk in the park to organise ...

    Its gonna be dry ... ahhh well
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    You tried 😂
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'
    48% off mortgage

    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • Karmacat
    Karmacat Posts: 39,460 Forumite
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    They're lucky to get anything at all, El! And its true, you really can't control when people arrive. Is the bridge open still/again? Has that affected you?
    2023: the year I get to buy a car
  • beanielou
    beanielou Posts: 95,999 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Bridge reopened last week apart from to HGV's
    It is much closer to me than to El.
    Hope all went well in the end.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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