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Half way there and a slight change of direction
Comments
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pathopsycology :eek:
Cant even spell it!!!!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
sheesh scary stuff :eek: nah pathopsychology sounds far too disturbing ... with stick with pathophysiology ... much safer... even if I am currently learning about cell mutation and cell suicide:eek::eek:0
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Paris? "Paris is always a good idea". I'm up for a road trip
My budgeting has also gone to pot, I need to get myself motivated, currently trying to see how many classes I can squeeze out of my gym membership so sort of on the right track...Mortgage OP 2025 £6750/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £35,463
Declutter 12/244
Money making challenge £58/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)0 -
You can probably see my budget on the horizon. ...next to your food shopping!A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
I have totally lost the plot recently on all budgets~~eek.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
* dusts off diary*
Well its been a wee while I see, not too much has been happening in El land, been studying, passed first year and now done first placement of second year, bought a caravan as we felt we are no longer healthy enough to camp and have missed having holidays.
My mother died so we had to travel all the way to Wales a couple of times, have carried on paying down the mortgage and slowly paying down the debt as well, so we are still on course for being debt free within the next three years, have opened a bank account giving 5% interest and as I am below the tax threshold I will get the full 5% .
Have got a wee break to London in the new year to look forward too, we are taking an aunty that requires a lot of help, so whilst it isnt a holiday it is a wee break away.
Nothing else really happening tbh and I have found it really hard to come back here to write stuff, its purely due to not thinking I have anything of any interest to say, I'm ( as Beanie would say) Plodding, just sticking with the plan, yes we do divert fairly often, but never in such a bad way we cant find our way back
Hope everyone else is good ?0 -
So sorry to hear about your mum, El, that's got to have been hard - no wonder you're just plodding. Hope you're coping, and giving yourself time to grieve too.
Caravanning sounds like a good way to carry on getting the experience of off the cuff holidays without the hassle of camping.
I'm good - just counting down till I retire! There's a wedding in Scotland to go to, too!2023: the year I get to buy a car0 -
Lovely to see you El.
I'm in the states trying to manage the family dynamic and not build up debt (or too much at least! )Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
Diary 'Butti's journey : A matter of loaf or death'.
Diary 2 'The whimsical tale of the Waterbed of Debt' 48% off mortgage
'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB0 -
Thanks for the condolences everyone, its been a strange time to put it mildly, I am looking forward to the summer in the caravan, just a chance to get away and relax would be lovely I think.0
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