Natwest mortgage via broker

Tarragondragon

Playitsam wrote: »

update from me - still awaiting on the valuation grrrr had a call from our MA today to say the valuer spelt the street name wrong so had to go back to the valuer to complete again..... back to the parents this weekend grrrrrr

Ouch, that's rubbish, it's annoying how these seemingly small errors push things back weeks at a time — it all adds up.

Our valuation is being done today. EA told me the survey is tomorrow but it's schedule for Friday (spoke to the surveyor). Fingers crossed for good news. Hopefully we'll be able to exchange sooner rather than later as all our searches are done as our solicitor has the fixtures/fittings and contract ready,

brittany_191

Possibly bad news for me!

Valuation was done Friday - great because at least we passed underwriting but...

Property has structural movement in the form of deflection to the gable peak. I have no idea what that means but MA has said natwest have requested full structual survey and that he thinks the vendor should pay this just waiting to hear back from EA.

Nightmare :mad:

Playitsam

brittany_191 wrote: »

Possibly bad news for me!

Valuation was done Friday - great because at least we passed underwriting but...

Property has structural movement in the form of deflection to the gable peak. I have no idea what that means but MA has said natwest have requested full structual survey and that he thinks the vendor should pay this just waiting to hear back from EA.

Nightmare :mad:

Ah man, sorry brittany ! That is a bit of a !!!!!!,

Is it just in the hands of the vendor now?

The entire process of buying a house is really long winded and complicated, there are too many opportunities to fail along the process, which ultimately just means misery for the buyer/seller.

Really frustrating when you work so hard to save up the 12k deposit and you think everything would be easy but alas !!

Tarragondragon

brittany_191 wrote: »

Possibly bad news for me!

Valuation was done Friday - great because at least we passed underwriting but...

Property has structural movement in the form of deflection to the gable peak. I have no idea what that means but MA has said natwest have requested full structual survey and that he thinks the vendor should pay this just waiting to hear back from EA.

Nightmare :mad:

Oh no! I hope you get this sorted in your favour.


Our Valuation is being done today, hope they don't find anything. We do however have a full structural happening on Friday as well, as my partner sorted it out through work at a reduced rate which helps.

Our Property Pack and Contracts also arrived in the post today. So we'll get those signed and take them back to solicitor once we hear back from the valuation.

brittany_191

My partner thinks their home insurance would cover repair costs.

We went for the cheaper valuation - i didnt think it picked up things like that everyone at work was telling me they just do a desktop valuation. So pleased it did though!

Tarragondragon

brittany_191 wrote: »

My partner thinks their home insurance would cover repair costs.

We went for the cheaper valuation - i didnt think it picked up things like that everyone at work was telling me they just do a desktop valuation. So pleased it did though!

Good way to look at it, its better to go into the purchase knowing any niggles with the property

amnblog

kingstreet wrote: »

They told me my case was queued for "know your customer" checks (!!!!!!??) and that these would be done and the case should be offered Thursday.

Sounds like Lender speak for random selection for audit.

brittany_191

Tarragondragon wrote: »

Good way to look at it, its better to go into the purchase knowing any niggles with the property

I know, especially since its a potential structural problem!

Vok_2

Hi all, please has anybody received their mortgage offer lately? My valuation was done 28/04/15, call Natwest yesterday and they said the offer was sent out 30/04/15 but I still havent received it :-(

wannabeprudent

Valuation on 27th. Offered on 29th and me, broker and conveyancer all received copy in post on 30th. Remortgage completed on the 5th. Would have been the 4th if it wasn't bank holiday.