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Hope is not an Effective Financial Strategy

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  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    That's scary :eek: says she, quickly clicking on linky. :D
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    24p TT this morning. Not much happening really. Just browsing some diaries whilst the kids are watching cartoons and Mrs SJ at the gym. Dog is snoring next to me as if he hasn't just had 10hrs sleep...! Heading off to work at 9.15 so Mrs SJ has to do swimming lessons run for DS2, which i actually like doing.

    Hoping for a quiet night watching the darts semi finals, lots of food and lots of tea, as have a full day in work tomorrow with 200 mile of driving involved!

    Baby SJ update - she is now fully night time sorted. Has slept through every night except 1 in the last 3 weeks and is going in her cot awake! She takes about 10 mins to settle down to sleep and no more tears! We have 3 floors, with us on 3rd and kids all on 2nd so we've had a travel cot in our room for 18months so that we didnt have to keep going up and down and we had more chance of keeping the boys asleep. Until the last few weeks she always started in her own room but ended up in travel cot in the middle of the night. That travel cot is now gone!! We have our room back...and we have our energy back!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Sorry for 2nd post so soon. Reading ATB's diary has reminded me about the ebay pile! That bag that is glaring at me in the living room is about to grow as the usual has happened; get to school holidays and you realise that boys have outgrown their non uniform clothes! So Mrs SJ is about to sort through DS1's clothes! She's also mentioned that she needs to sort her own wardrobe out :eek:. Now this could be a false dawn, or maybe, just maybe...
    MFW: Was: £136,000.......Now: £47,736.58......
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Ah, just posted - that's what I'm about to do as well. List on the bay, that way I can clear it away.

    Good Luck with your long drive tomorrow.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • greent
    greent Posts: 10,777 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I shall be fleabaying over the holidays, too :) - stuff out and money in - win:win :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Great news about your little one settling into the routine :D

    I'm very intrigued by matched betting but have always been a bit unsure- thanks for the links, I've saved them to read through one quiet day and start to understand how it all works :D

    My Fleabay pile is also glaring at me in the spare room...I listed five things on there last weekend but annoyingly they weren't actually from the 'bay pile!! :rotfl:
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I expect an ebay update off you all this evening.... So far my listing total for the weekend stands at a big fat 0!

    TT'd £1 this morning and then OP'd the TT pot for the week which stood at £2.84. I had a quick look at overall spreadsheet in readiness for tonights account posting, which I'm really looking forward to.

    That's all for this morning, heading out to work in 15mins.

    Did ok at the darts last night and bagged 2 x £10 free bets which will add £16 to my MB total.
    MFW: Was: £136,000.......Now: £47,736.58......
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Well done getting her routine sorted, it makes such a difference doesn't it. I managed to list one thing on fleabay yesterday :o must do more today.

    Kittenkirst - if I can get my head around MB anyone can :) PM me if you want to xx
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • greent
    greent Posts: 10,777 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I shall be listing on t'bay during the week - am not at work, as it's the hols :D
    Also planning on reading up on MB :)
    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    2 big failures today...

    New listings = 0
    Accounts Posting = 0

    Long day and am shattered so heading to bed as soon as kids are all done for bedtime and will do some diary browsing instead.

    Big plus is a NSD though!
    MFW: Was: £136,000.......Now: £47,736.58......
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