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Hope is not an Effective Financial Strategy

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    In fact my tea levels are very low and a council worker would be embarrassed by it!
    :mad: What a slur on council workers! When I worked for the council........ oh dear.......... fair point well made :rotfl::D;).

    Have a great time :)
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Have a great week in the caravan, best childhood memories are made on those holidays. Mine want to go back but I've now got accustomed to the all inclusive type of break.

    Although I did have a cheeky google for some last minute weekend breaks at h@ven earlier!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • debtfreeoneday
    debtfreeoneday Posts: 5,013 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Enjoy your hols!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    Hope you have a nice time away. :)
  • Lynplatinum
    Lynplatinum Posts: 939 Forumite
    Hiya

    Just popping in to say thanks for the info re parking mrsp1987.

    Gottadash DGD is on the loose and so far has found only a hairbrush and terrorised one of the dogs but there will be more to come!!!! (dog doesnt like being brushed!)
    Aim for Sept 17: 20/30 days to be NSDs :cool: NSDs July 23/31 (aim 22) :j
    NSDs 2015:185/330 (allowing for hols etc)
    LBM: started Jan 2012 - still learning!
    Life gives us only lessons and gifts - learn the lesson and it becomes a gift.' from the Bohdavista :j
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Well we're back, unpacked and pretty much all washing done (though i cant claim any credit for that). Have to say we had a great weekend despite the heavy downpours, and we're all thoroughly shattered. I cant say that we were particularly thrifty but we didnt go overboard either.

    We managed to keep up with baby SJ's nighttime regime which was good as well.

    Pleased to see that may tax code adjustment has worked so an extra £100 in current account to play with. I'm just going to leave our budget as it is for now though and see how if takes a few months to settle down (i think it should be £120 ish extra but the first month was a few days into it).

    Back to work tomorrow and the start of big project :(...

    Happy to report that i've typed this on my new chromebook toy, so if there's any glaring mistakes blame it on the different key board!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A few days late to start the weekly TT's, but i'm off and running with 13p this morning. Payday was yesterday, so paying out day today & tomorrow.

    Its getting to the exciting part of the month and i'm optimistic of an OP total of £560 that should nudge me £300 or so ahead of December target :j
    MFW: Was: £136,000.......Now: £47,736.58......
  • Glad you had a good break SJ :) we're a bit like drowned rats here in Scotland. I might have to swim home! I'm coming to my end of month £1 a day TT and I'm hoping I can still make my £20 monthly goal. So our total OP is £95 a month....oh to have the cars paid off then we will be more like £600!!
    Original Mortgage: £134k Sept 2044 :eek: Current Mortgage: £126k Neutral Oct 2039
    Ideal goal: TBC :cool:
    Bonus OPs made 2017: 7 total= £159.91
    Save
    Save
  • SJ I've finally finished reading your diary. It's fantastic. Your figures and attacks are great. I'm so motivated now to attack the banks when I get my new mortgage. Many Thanks!
    Glad you had a lovely holiday.
    "Why not now, OK so when and how," ElephantChunks.
    Electrics re-wire savings Oct 18 - March 2020 WE GOT ELECTRIC!
    Heating Loan Sept 0/£5000
    SPC14 #65
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Glad you had a good break SJ :) we're a bit like drowned rats here in Scotland. I might have to swim home! I'm coming to my end of month £1 a day TT and I'm hoping I can still make my £20 monthly goal. So our total OP is £95 a month....oh to have the cars paid off then we will be more like £600!!

    Don't get me started on cars... the problem is just when you finish paying for them they start coming up with problems and that money gets swallowed anyway. I just write off £125 a month for life for cars! As for TT's you may beat me as i reckon our monthly total will be about £18 (4 days of interest...).
    MFW: Was: £136,000.......Now: £47,736.58......
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