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Renovations and Repayments.

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Comments

  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    First day of January, first day of challenges...

    No alcohol - 1/28
    No sweet treats - 0/31 Sorry, had pudding with lunchtime roast and 3 shortbread biscuits. :o Did have a wonderful lobster and prawn salad for dinner, though. :D
    Walking - 1/31 just under 14,000 steps.

    Been having a think about my savings target for this year and want to set it at £5,000. I know it's not as high as last year but I don't really know how this year is going to work out at the moment.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Well done, a good start.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Thanks, smallholding.

    Goals this week are to:
    Start music teaching again (today is the day).
    Get my MG back on the road (too cold for a roadster today, though).
    Get back into the school routine :(.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    No alcohol - 2/28.
    No sweet treats - 1/31.
    Walking - 2/31 12,000 steps.
    Savings - £0, which is not too far from my day-to-day money at the moment. Must be the only person in the country running around in a brand new XJ (father's car, not mine) because that's the only car I can afford to run at the moment. :rotfl: :rotfl: :rotfl:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Doing better than me!

    Alex I have probably asked before, but tyres for a disco?
    I got precisely two years from the last set (Pirelli Scorpion).
    Am I going to find the budget version are worse?
  • edinburgher
    edinburgher Posts: 14,002 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sounds like you have had an interesting Christmas Alex, for all the wrong reasons! :eek:

    I don't have any grand pearls of wisdom to impart, but it sounds like you are really growing as an individual and becoming more confident as you take charge of your life in a host of new areas.

    Unfortunately this can often lead to conflict with loved ones, you are exploring all these new avenues and your wife is probably very used to getting her own way (which is partially on your bad habit of taking a passive stance through shame at actions from the 'bad old days').

    Ultimately I am sure that things will work out for the best, it's just so hard to tell what that is sometimes, eh?

    I am also returning to the books this year, although I'll be naughty and will be paying my fees with a 0% credit card (shhhh!) ;)
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    edited 4 January 2017 at 1:20AM
    No alcohol - 3/28.
    No sweet treats - 2/31.
    No meat - 1/10.
    Walking - 3/31 16,000 steps.
    Savings - £0.
    Going to bed at a reasonable time - 0/31, not good and yet again typing on here past midnight! Simply not tired but really struggling to get up.
    Doing better than me!

    Alex I have probably asked before, but tyres for a disco?
    I got precisely two years from the last set (Pirelli Scorpion).
    Am I going to find the budget version are worse?

    Put the wine glass and slice of cake down. ;)

    I always had Michelin road tyres on my Disco most of the time and a set of BFGoodrich all terrain on a different set of wheels. Both Discos I owned were D1s (same underpinnings as RR Classic). I believe yours is a D3? How many miles have you done on the current set of tyres? Are they wearing evenly? I got over 30,000 miles out of a set of road tyres on my D1. :)

    Personally, I'd go for premium where possible unless it's for something like a Triumph 2000 / MGB, light cars without big load lugging capabilities that won't be going particularly fast.
    Sounds like you have had an interesting Christmas Alex, for all the wrong reasons! :eek:

    I don't have any grand pearls of wisdom to impart, but it sounds like you are really growing as an individual and becoming more confident as you take charge of your life in a host of new areas.

    Unfortunately this can often lead to conflict with loved ones, you are exploring all these new avenues and your wife is probably very used to getting her own way (which is partially on your bad habit of taking a passive stance through shame at actions from the 'bad old days').

    Ultimately I am sure that things will work out for the best, it's just so hard to tell what that is sometimes, eh?

    I am also returning to the books this year, although I'll be naughty and will be paying my fees with a 0% credit card (shhhh!) ;)

    Thanks, Ed. :)

    Yes, it is hard to tell what is for the best. I will have to come to a decision at some point after we've had the counselling to see if we can work things out. She has had her way and she's done things that I shouldn't have tried to pretend never happened or blamed myself (had I done x, maybe she'd have not done y). I realise this is pathetic but I feel much safer not living in the same house at the moment. Do hope things change, though.

    What are you going to be studying? :) (Remember what I said about having a plan to pay ;)).
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • Thanks Alex. I got at least 30 thousand miles and wearing evenly.
  • hiddenshadow
    hiddenshadow Posts: 2,525 Forumite
    AlexLK wrote: »
    She has had her way and she's done things that I shouldn't have tried to pretend never happened or blamed myself (had I done x, maybe she'd have not done y).

    She's her own person, able to make her own choices. She may react to things that you do, but she always has the choice to do x instead of y. It sounds like she's done whatever she likes, damn the consequences (work evenings with colleagues, not spending time with/paying attention to LittleK, random holidays without you, etc), so it's highly unlikely that you behaving like a perfect angel 24/7 would have changed anything. (Perhaps even made her act out more because she had no interest in/ability to match your good behaviour? Pure speculation there though.)
    I realise this is pathetic but I feel much safer not living in the same house at the moment. Do hope things change, though.

    Definitely not pathetic! If it gives you the physical and mental breathing space you need, then it's for the best. I'm happy you and your parents are getting along, so staying with them isn't an extra mental/emotional burden. :) Hope counselling/time does help you (and MrsK) figure out what's best for the future.
  • LadyGnome
    LadyGnome Posts: 801 Forumite
    Ninth Anniversary 500 Posts Name Dropper Combo Breaker
    edited 5 January 2017 at 12:09AM
    AlexLK wrote: »
    No alcohol - 3/28.
    No sweet treats - 2/31.
    No meat - 1/10.
    Walking - 3/31 16,000 steps.
    Savings - £0.
    Going to bed at a reasonable time - 0/31, not good and yet again typing on here past midnight! Simply not tired but really struggling to get up.

    Good progress. Fresh air and exercise and getting up to take your son to school will all help with the sleep in the long run. If I can't sleep I listen to a relaxation or meditation app. I have some for the children too which have proved a godsend at times.
    MortgageStart Nov 2012 £310,000
    Oct 2022 £143,277.74
    Reduction £166,722.26
    OriginalEnd Sept 2034 / Current official end Apr 2032 (but I have a cunning plan...)
    2022 MFW #78 £10200/£12000
    MFiT-6 #28 £21,772 /£75000
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