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The Happiness Fund.
Comments
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My friend did. They came today and took down my greenhouse, they are returning tomorrow and taking the last of the glass to be disposed and the metal is being collected on Tuesday. Total cost £150, i was hoping it would be slightly lower as i did a fair bit of the work but i am sure this is much cheaper than using professionals. I am using my credit card fund to pay for it rather than the building fund.
11 days till payday. Hurrah, counting down the seconds.Aiming for a minimal spend 20222 -
It's money well spent to have it down and taken away.
Mortgage started 2020, aiming to clear 31/12/2029.1 -
It has been a weird week, my boss kept trying to give me a crazier workload (when i tend to do 12 hour unpaid weekends as normal) but i complained and boss has had to back down.
As well as food shopping i did do some extra spending. £80 was spent on a storage cupboard for mum and dad. They visit this week, & £8 on kitchen containers as mine had cracks.
We get paid on Friday which is just as well as i have 0 after my cc and bills are paid.
I have only have £150 in my emergency fund now due to my overspends on greenhouse dismantling and parental cupboard. I will be good next month but have two reunions to fund.Aiming for a minimal spend 20220 -
You do too much unpaid work, which bumps you up to being a FT employee!
Hope you have a good week.Mortgage started 2020, aiming to clear 31/12/2029.1 -
Hurrah for payday as i ran out of money. From today the gas etc bills are twice as much so i will continue to be careful about wasting electricity which is shocking as we are in a first world country. Work have have given me a couple of hundred extra due to underpayment last year- so hopefully i am ok with utility bills for a few months till xmas! I am paying off my credit card on Monday i think and putting aside next months cc money too.
As it is payday i ordered two xmas presents but am not buying any more for friends, £25 is my max for each. Times are hard i hope my friends don't mind. Andy wont as we don't do presents but the others earn much more i hope they see how tough it is.
My parents have really looked after me so i am just marking at home and trying to get ahead. A busy week next week i might not be online.
Aiming for a minimal spend 20220 -
I’m glad you have had your parents looking after you. Did your employer give you money towards your gas & electric bills as they suggested they would? Backpay is good news and will help 🤗0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
I think they wont be able to now as people voted for a strike, i would rather have had the help, never mind. I am being v careful with my spending. Luckily lodger is mostly out so at the moment the bills are manageable. Weather is glorious so i am line drying here. I only spent £20 this week and that has been on the house.Aiming for a minimal spend 20222
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If the lodger is causing higher utilities you'll have to put the rent up a bit.
Enjoy the weather and find time to relax this weekend.Mortgage started 2020, aiming to clear 31/12/2029.1 -
OK guess who has a bad cold? It's not Covid yet but i am unable to do my job as i cant stop coughing. I'm at home drinking tea in bed.Aiming for a minimal spend 20221
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I have spent 24 hours in bed, taking cough medicine. I also managed to make some phone calls to hospital, british gas etc that i haven't had time to do.Aiming for a minimal spend 20221
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