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The Happiness Fund.

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Comments

  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Hope you feel better tomorrow.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 28 October 2021 at 9:33PM
    Yes at last, those eye scans ruin my eyes for the whole day. lol at least i rested! 

    I have done quite a bit of marking and am v pleased with myself! I need to borrow £60 from next months pay to pay off my credit card and have bought most of my xmas presents. Hurrah. 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    You're very organised! Get the tree up and start watching Christmas films, embrace your holiday and brighten up the dark nights a bit.

    Rest is good as you've had a hectic time this year.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I havent quite finished today's work but am taking tonight off. hurrah. 
    Aiming for a minimal spend 2022
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 29 October 2021 at 8:56AM
    Hurrah it is payday. I am OPing mortgage £250 and saving £100. I spent a lot on Christmas presents this month so my cc bill will be high next month. 

    There is a gas electric homecare deal with MSE that I just signed up for as i am worried i dont have cover for boiler etc due to cutting it over a year ago. If i pay a one off dd it is even cheaper so only £111 for a the year. OMG. Im borrowing the money from my emergency fund. Thank you Martin and team! 
    Aiming for a minimal spend 2022
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    Great O/P, savings and cover. It's all coming together quickly!
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Bless you i did marking today. I have two days to write some lessons and do a last few bits of marking. It was so good to not be at work!!!

    I am only allowed to buy food, everyone else is getting vouchers for Christmas  if i havent bought their present already.
    Aiming for a minimal spend 2022
  • Skint_yet_Again
    Skint_yet_Again Posts: 8,456 Forumite
    Part of the Furniture 1,000 Posts Hung up my suit! Mortgage-free Glee!
    Vouchers are a good present if people can get what they want but the only downside is that they can see how much you have spent. Sometimes you can give gifts bought cheaply & save money but if you haven’t got the time or energy then go for the vouchers. 

    I am giving DS & his gf cash. Have agreed a limit with immediate family for small gifts up to £15 each and friends have agreed no presents. I haven’t even started looking for gifts yet 😬
    0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
    House sale OCT 2022 = NOW MORTGAGE FREE 🤗
    House purchase completed FEB 2023 🥳🍾 Left work. 🤗

    Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).

    Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1

    Living off savings diary
    https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p1
  • MovingForwards
    MovingForwards Posts: 17,150 Forumite
    10,000 Posts Seventh Anniversary Name Dropper Photogenic
    We do vouchers, drink and chocolate with a token gift as it's easier to spread the cost over a few months.

    Hope you're getting a rest this weekend and not just working.
    Mortgage started 2020, aiming to clear 31/12/2029.
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    edited 30 October 2021 at 3:29PM
    I have been working all day and am tired. Hoping to have half my lessons written by the end of the day. 

    I spent £81 on a bus ticket. 
    Aiming for a minimal spend 2022
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